For starters block this sub and NEVER come back

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ScotteVest is a way better name. Too bad it’s a vest.

1/2 short term bonds or CD 1/2 FANG. For the next 6-12 months then rebalance.

so risk of lower profits = PE drops = their stock can be $5 vs $50 but no bk?

https://preview.redd.it/vrrvv382cnqa1.jpeg?width=1080&format=pjpg&auto=webp&v=enabled&s=74559d3fc36239b2c2534a0ca2dcacd8539d480b

Commercial RE Broker here. Farmland and industrial are considered commercial real estate. Basically, any property used for commercial business enterprise is considered commercial real estate.

Also, office rentals only account for about 15% of all Commercial real estate. Most of Commercial real estate is actually doing fine right now. The only guys getting hurt are those who have portfolios that mainly consist office space. Most Commercial RE companies are highly diversified and will be protected even if half the office space In the U.S collapsed.

Also pretty sure Blackstone owns a majority of the office space In the U.S and I wouldn't bet against those fucks.

it’s the accounting rules that they have to recognise a loss for hold-to-mature treasuries.

If the bank does not sell its HTM treasuries and holds them until maturity, then the accounting principles for HTM securities generally do not cause any trouble for the bank. The bank will continue to earn interest on the securities and will record the interest income on its income statement.

However, since interest rates rise, the value of the HTM securities may decline in the market, but the bank will not have to record this decline in value on its balance sheet as long as it continues to hold the securities until maturity. This is because, under HTM accounting, the securities are not marked-to-market and are instead recorded at their amortized cost.

Right now? treasuries. IF there is a crash, low fee index funds will destroy your account. Theres talk of Schwab struggling (dropped 20% at one point) and vanguard had questionable investments (SBNY for example). Treasuries guarantee your capital plus you earn interest. I'd look into it - TreasuryDirect is where you can get them. NFA but... its where i'm parking most of my money. Take care and good luck!

They are taking over think or swim

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You got this! Here’s a pro tip- if you’re ever lost in the woods and looking for cell service…go to the top of the mountain and not around it. But don’t sweat it dude, some people probably have paid way more than $3,000 to learn that if you want to use the internet then you need the internet.

Shouldn’t have* you regard. I don’t take financial advice from someone who can’t write at an 8th grade level

Td all day . So schd¢€??

Odd are so tough with Powerball that even with that many tickets you’ll still lose

Tomorrow I will be buying quality names like Bank of America and Jpm. Easy money over the next two years.

Thanks jimmy

You don't tell us how old you are..........or how close to retirement you are. Almost all of the information needed to make a rational recommendation is missing.

This really isn't the place to be asking for advice. Yes, there are some smart people here. However, most of the 'plays' here are risky bets.

Another member mentioned r/stocks or r/investing as good forums......I concur with that advice.

I will make a recommendation regarding a stock for you to LOOK AT, make your own decisions about AFTER you do your own due diligence.......and that would be ASTS.

They are putting together a satellite network to connect unmodified, standard cell phones to the cell network WHEN the user is outside of a cell site. Test satellites have been put up, they are in the process of building the first 6 satellites for deployment late this year. Basically disruptive technology. Take a look at them, read and study them, make your own decisions......they are a pre revenue company (they are losing money because they need to build the 'product' first). Starlink and Globalstar are trying to be the competition.

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Learn all you can...........there is so much to learn in finance. Bet only what you can afford to lose!! Just because it's a stock, bond, or anything else doesn't mean you won't lose it all. Look at the banks.......they used to be considered nice, safe, dependable stocks that didn't do too much with their price changes.........steady dividends, etc. Depending on your timeline.....there are some nice low prices right now. A few years from now......they should recover. But everything is a gamble. Some more than others........

Best of luck to you!!

Everything's infinitely deflationary

I interned there when they got bought out and also that place was depressing as fuck.

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Bruh buys calls after it was up $150 in 5 months

Inb4 they spin of their banking segment and it implodes

How many of the vacancies are subleases though?

They’re good, the Fed will save them.

I agree that is perhaps one of the dumbest things I’ve heard in a while. <1% of the population knows someone who served in the military = zero political pressure to not completely screw these unfortunate souls (myself included). Schwab would simply make less money if all deposits were withdrawn.