They’re growing at an obscene rate. You can’t just disregard that and then talk about how they’re wasting money on ads and not making money.

I mean, you can, but it begs the question of why you’re in a non profitable growth stock in a high rate environment

And rising rates put them into bankruptcy!?

They have a banking charter, they take advantage of that rising rate environment as well.

And they’re not that far away from being profitable. -40m net income q4 2022, ~-.05 eps. I mean, given their growth, that seems a bit extreme.

Particularly with the CEO buying $7m worth of shares in 1 week in December. Shit he’s been buying a fuck ton of shares tbh. Like tens of millions of dollars worth for months now. Seems strange behavior for a company in the fast lane for bankruptcy.

while stock based comp is to be expected, it remains an irritation. ~$70m in SBC last quarter alone is crazy. That being said, it’s been trending down the past 2 quarters, hopefully that continues.

You got about as much sense as a bird flying in the sky. There’s a lot that bird don't know though it don’t change the fact the world is happening to him all the same

You want my opinion? Fuck that meme stock. You don’t want it? Buy that stupid stock

how is he blocking them you regard? there are tons of homes for sale. its not his problem that the poor's cant afford them.

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Use their app for few hours and you’ll understand why.

I transferred to sofi too, I've enjoyed the switch.

Lets keep sofi a secret until i can buy more shares please. However, not a good sign when the first crayola picture you share is a guesstimate of the future graph. To top it off u trust chatpgt’s stock price when it assumes the most regarded market cap and outstanding shares (off by more than 900,000,000) amounts. Covered calls it is.

Everyone losing their shit and seeing crash is imminent means there Will Be no crash

Im rooting for u OP. A true yolo

Wealthfront way better product. Learn more at: https://www.wealthfront.com/c/affiliates/invited/AFFD-FA9F-L7T3-TQ9K

my wife just got an account there really good apr if you do direct deposit! calls it is.

Never touching a scamath involved stock ever again. Fuck him hard. I hope his plane goes down.

I think Dick’s Sporting Goods is about to have a sex change.

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I got 1,092 shares 😎🍻

Everyone is panicking over numbers while traditional finance completely ignores the crypto holdings (or at least what is left)

The amount lost in crypto implosion is not dampening the massive gains.

As crypto continues to liquidate back into the equities market, you’ll see more and more headlines about doom trying to shake retail out so institutions can buy the dip.

Institutions were the money backing most of the exchanges that collapsed, looking for those 200,000% gains as owners of exchanges burned them. Retail rugged them hard.

EPS is trending in the right direction. Yes profit margin needs to be better. Never said they were blue chip worthy, but isn’t this sub for speculation? Lmao

You conveniently forget to mention them earning a delicious -0.58 EPS, -124M EBITDA, -28% profit margin and -9% ROE …. Where do I sign up?!

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Calls on this guys wife

I have "been their and done that"...with one of the largest mortgage companies in the country 2 decades ago.

Technology can only go so far in shaving costs and delivering a "financial product line" to scale. If your models are bad the more you scale...the more money you lose. Ironically.

Fingers crossed. I know multiple people who are holding until Biden has a clear answer on loan forgiveness.

They are trading this cheap because they offer so many shares to staff, the market dilution is killer on this one unfortunately. I own about 1000 shares at 8.5 was trading in it above but have been selling calls on every jump about $1-$2 lower and tracking the return. At this point idc where it goes I’ll keep selling against this bank until they start paying divs like every other bank. Hopefully this student loan disaster turns around for them and they can make all that back will instantly pump.

Spotted