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My account has been blocked on my computer with the website.

Same on iOS. Settings > Apple ID > Subscriptions.

Point out my biggest mistake here. Feel free to choose a couple. Was it assuming that my employer health insurance would be active and to take their word for it? Insuring a 15 year old car (with issues) beyond what's legally required? Full coverage would have been $460 a month. Choosing to sign a new lease an hour away from a job I had just started because it's what the girlfriend wanted without any base facts as to why? Entering into a verbal trust payback system for said car I had zero opinion on?

Or is it going to be the seemingly inevitable 3hour drive to pick up a car license plate that I cannot outfit and will just have to mail it back? Looking at Uber costs now because, for whatever reason, they cannot mail the plate to me, even if I paid 3x the postage cost.

I know tfd has a website but I'm not sure what is really like, and I haven't even checked if two Cents has one, but it's worth a look.

This just reminds me why I buy few things online, never give my real data - put in names like Pissoff and such, pay with those cards that you create digitally, have separate emails for this sort of crap... and join nothing that takes a rent off my account.

I wouldn't worry too much about recessions, because the jobs that are recession vulnerable also tend to pay more. I would think more about what you are interested in, and weigh it against what it might pay you and how long you can do the job physically, as well as what education requirements the job has. For example, lawyer jobs can pay really well, but you have to go to school for so long that the debt from that might outweigh the benefit. Construction jobs also pay super well, and they need minimal to no education, but they might only be able to be done some of the year, which means in that time, you'd have to work 16 hour days, sometimes, and then for a few months you'll be unemployed or job searching again, and you can only do that type of job until a certain age, at which point your body will be too sore for you to keep doing the job.

Ate you going into college or university, or are you working and thinking of searching for a career?

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There is no way to fix this. You simply have to keep making payments if you can't get a loan for the difference

Ok. I will for sure binge those tomorrow. I think that will help me alot. I am a visual learner so I will try to also see if they have social media sites or blogs that provide diagrams. I’m sure they do I mean they have to.

What does the TOS you agreed to say as far as your obligation? I'm guessing you agreed to something dumb in a big long TOS agreement you didn't read and this is regrettably pretty common.

Asking for verification of the debt is always step #1. If it's valid your options are to pay, ignore it (not smart) or ask for a settlement which is typically outside of the scope of most company's path.

I thought Khan was just for math oh my goodness. Thank you lots. I didn’t know they had other subjects.

Hey, I know the post got taken down, but I recommend the YouTube channel Two Cents for basic explanations of most financial ideas and stuff.

If you want some ideas about budgeting and how to save some money, I would recommend the channel The Financial Diet for ideas on how to set up a budget and plan for your future financially.

When you put it that way. Thanks for reading!

You explained this so well. Thank you. So I suppose the TLDR is to focus on incomes that are recession proof.

Thank you!!

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If you read the wiki and review the sidebar information to give yourself a baseline you can then ask questions. If you want to study economics go study economics. Khan academy/youtube have plenty of videos.

So a recession is kind of a general condition of the bigger, national economy, but it doesn't always affect every industry or job. The rate of unemployment goes up, people get laid off as companies try to save themselves costs, and as a result of people being unemployed, they try to cut back their own spending, or need to take government assistance. Usually the government should try to increase spending on aid programs in these times, and will also do things like raise the base interest rate they charge on lending to decrease the amount of people taking out loans. Then, when the economy responds and moves back out of a recession, companies who had laid off employees will often hire on more people, people get jobs again so they spend their money again, and the government will have less people needing its aid, so hopefully it would keep taxes the same or increase them slightly to recover the financial losses it took to keep people cared for and prevent a repeat of the dirty thirties.

Recessions don't matter.

Well, unless you live somewhere like I do, where your provincial economy is way too centered on one resource. When OPEC puts their oil prices down, lots of the people here get laid off and it causes a big jump in unemployment because our oil industry is the biggest thing and it's very volatile with market changes.

I really like the YouTube channel Two Cents for basic explanations of most financial stuff. They're American, so depending where you live, they might be a little different from your country, but most of the general info and concepts are the same, and they make it make sense.

Already did. Thanks to everyone

Don't know about ios but on android I can see any subscription initiated within an app via the play store. Don't need to use the actual app itself

Calm down first. You feel like you have no worth in life? That’s not true. Everybody in normal society has something positive to contribute. So go for a walk, relax, and don’t stress.

Hobbies are meant to enrich your life. If we all sat at home our whole lives hoarding our money like a dragon on a pile of gold we’d be miserable.

Did you overspend? Yes. Now don’t let it go to waste by selling it before you’ve even had a chance to enjoy it. Or if this is something you don’t enjoy, sell it for the loss and maybe consider $/hour enjoyment as the “loss”

If you get $10/h of enjoyment out of it you’re doing the same as going to the movies for example.

Hobbies generally cost money, very few do them to save money or make money.

I see a lot of random details, but no clear misunderstanding on your part. What are you even asking for here?

I don’t know what specific questions to ask because I’m not sure what the focal points of economics are. I want to learn what points matter more than others and how I can use it for self improvement in regards to future planning.

Do it!