Hey hey! Thanks for sharing. I was a PD adjuster for a year as well and it's not an easy job. I totally understand that claims are busy, no matter where you go but it's the employer and the culture that help get you through the day. I've applied to the other employer, hoping I hear back! Thanks for sharing.

If you can withstand the work of college you won’t have the grit needed to be successful. Pick up a trade and start an apprenticeship.

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If you’re planning on dropping out of UC, don’t go there in the first place. You’re in community college now, finish up and find a job. Don’t go to UC if you’re seriously considering dropping out before you’re even attending. I’m confused by this whole post. The “billionaire dropout” syndrome is when you have already well-connected, well-established rich kid who already has a business going (with a not so small helping hand from family) while being part of an Ivy League university. 99% of college dropouts do not go on to be wildly successful because the dropped out. Maybe in spite of, or they found something more meaningful, profitable, etc… but this whole “xyz person dropped out of college and became a multimillionaire at 25” story is very bullshit.

Great point - glad you brought it up! I was thinking more in terms of “reward” vs “time”.

I’d go with the higher paying job, stay home as long as you can, totally max out your retirement, and plan for some great weekend trips with your friends.

I work in HR. Yes, this is very illegal for the reasons you mentioned. In addition, OP would be on the hook for state income taxes which are based on residential status.

Why would the IRS care? You pay federal taxes anyway.

The states may care because they want you paying their taxes, whether they be income or sales.

The employer is the one who would really be mad to find out. They are paying a standard wage based on cost of living. They don't want to pay hcol wages to lcol remote workers, OP is considering gaming that offer.

Get a good job. Ideally, that job would require training like a trade. While there are some good job that don't, the likelihood of being replaced by cheaper labor or automation is higher.

Unless the credit card debt was the result of a medical emergency… you borrowed so much money that you couldn’t pay it back and now you’re being hounded by collectors! You already apparently own a house so why in the world are you focusing on what will allow you to borrow more money again in the future (your credit score) rather than just getting out of debt and making sure not to make the same mistakes again?

Not possible in an hour plus of stop and go traffic. It requires constant focus and attention.

1. can you apply for scholarship/FAFSA/etc.

2. by "can't withstand the work" do you mean the content is too hard? if so, just park yourself in office hours all day long and remember that c's get degrees (tho it'll prob kill a good chunk of your chance at a masters)

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I was in your position a few years ago. The school work is just grunt work. Nothing should be too challenging. If you find a job and sit through college your future will be easier.

If you think of a good idea or business. Start executing in your free time. You’ll know it’s time to drop out if you have something truly amazing when you start making money or growing more than you could imagine.

Don’t drop out without a successful side gig or business. (Over 100k a year)

> should I do to be financially stable?

Find out something that is some combination of (A) Difficult / requires skill, (B) Unpleasant / undesirable, and (C) Necessary

"Diving for treasure" would fulfill A and B, and scooping dog shit would be B and C, but you really gotta tag all 3 to make the big bucks.

That usually means things like plumbing, tile setting, and other skilled vocational work.

What’s the rate of the current loan?

Spend less than you make, no matter what. Initially you might have to just work a lot of hours at potentially multiple hourly jobs, but long run def look at finding a trade that doesn’t require a degree.. Mechanic, Nanny, orderly, chef, plumber…

But whatever you do, just… spend less than you make

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Follow the Prime Directive and/or windfall wiki.

Considering you are no longer employed (and probably far behind on your emergency fund), after paying off CC, you should be saving all the money in cash until you are employed again for real.

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Think about building up a bigger emergency fund. The severance is nice, but it wasn't guaranteed and without it I think it would look pretty grim.

I'm not talking about community college. In talking about when I'm in UC.

Don’t drop out. For every rich drop out there are A million homeless

Get a job in an in demand skill, something like the trades. Either that, or invent something that literally changes the world.

Those are people who dropped out of Harvard. Not Community College.

Lamo.... I provided my personal experience. It has been 4.25month which is my personal experience in job searches... but i have no idea if this 'normal' since the first was 6m in '08 ... 11months in '11 and 0 months in '14 & '15....

So I'm trending down... but I have no idea what is expected in the current environment.. that's why I am asking.

Thanks!!

If you didn’t do anything, then do not text the number. I had a very similar thing that happened to me. I parked first and came out to her parked very close to me with a note on my truck saying I door dinged her. I reached out to let her know it wasn’t me and even sent pics showing where my door would hit her car (no where near the dent). She kept on messaging me getting more pushy and angry. I ended up just having to block her and now drive a different car to work just to avoid being targeted by this person.

Don’t do it.