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Were these the hours you signed up for? A lawyer might be worth talking to if you signed up for a 9-5 but then forced into your insane hours.

Be sure THAT wasn’t a breach in their own contract.

> https://www.treasurydirect.gov/auctions/auction-query/

I already found this, but the one I'm looking at (912796Z93) has the price per 100 field blank...

You hit the nail on the head. This friend is now almost done with medical school after only a few years in the insurance biz post college.

No job comes with zero negatives.

There are moments, and most events in life come in waves that ebb up and down. You can always check out trade school routes, but there will be times where you want to throw your head into the wall the same way an email would make you.

If you're looking for adrenaline, try skyscraper or powerline repair.

Human waste treatment diver.

If you have at least an undergraduate degree in something like electrical/chemical engineering, you could work in Dubai/UAE and make 200k/year no taxes.

You may find these links helpful:

• "How to handle $"
• Investing

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Unless there is damage because of a weather event I have never heard of this. Sounds unrealistic.

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This is a good point: how important is it to ensure that index funds are not overlapping? For instance, is it asinine to fund both VTSAX and VFIAX given that one is a subset of the other?

It’s illegal to file single if you were married during any part of the year

I use Juno: 5% up to 25k and 4% up to 250k and redneck - 4.25 up to 75k

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I own IVV as well - it's a great ETF! As long as your brokerage allows for fractional shares, you can invest however much you want. I started with $100, and add another $150 each month.

MFS will phase you out of several things completely. Notably Roth IRA income limits are very harsh for MFS. It is almost never a better option.

Trade school is a great place to start looking

https://www.treasurydirect.gov/marketable-securities/understanding-pricing/

Results for cost per $100 can be found here:

https://www.treasurydirect.gov/auctions/auction-query/

VTIAX has some tax benefit too. If you want this control, you'd probably want to do VTSAX/VTIAX.

I'm at a brokerage, and it doesn't say. It allows me to buy in increments of 1k face value but doesn't say what the price I'm buying at is.

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There are differences in certain situations.

If you file separately there are a few credits you cannot claim like the earned income tax credit, child and dependent care credit, and some education related credits. So if you would get those credits filing jointly is generally better than separately.

Also to claim medical expenses you need them to be more than 7.5% of agi. If one person has a bunch of medical expenses it might be more than 7.5% of their agi but not of the joint AGI. In that situation jointly might be better.

There are a ton of edge cases where one or the other is better. In most cases it should be the same or very close to the same, but sometimes there are large differences.

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It’s through an employer