No pre-nup at at all, but she used a gifted property (before marriage) as collateral for the 2nd property

that's why he'll need a lawyer to help find anything hidden.

My friend is a divorce lawyer in NY and he always says people try to hide finances from others which is a giant mistake. The one thing judges hate more then anything in a divorce is someone trying to hide money.

I'd at least pay for a consultation to see about the laws in your state dealing with divorce. For example the 25y they were together the retirement money might be considered joint property to split.

If he has concrete examples of what is his and what isn't then maybe they can split things without spending a lot of money on lawyers and battling.

This is wonderful, thank you! She was gifted a house before marriage, but just used this house as collateral for a lake house this year.. does this affect the original gift? Or?

There are no taxes on an HSA.

[removed]

What does your resume look like? Could just be that it looks unprofessional? Those places are always hiring its crazy you wouldn't hear anything back.

People in sulfer mines are miserable. Share croppers were miserable. You just don't like your job.

Reverting to living with your parents and going into debt to start your life over is a bad play.

Prenup, sheltering assets with her family, using pre nuptial assets to make the higher risk investments that grow in value, etc.

When there are 7 figures at stake, usually the attorneys get a chunk.

Divorces are state-specific. SD is not a community property state.

A google search found me this article: https://www.divorcenet.com/resources/divorce/marital-property-division/south-dakota-divorce-dividing-

That's pretty low and not rising all that quick. I wouldn't even consider paying more towards it for the next few years. Absolutely not when even savings account rates are higher - me personally, I wouldn't rush it so long as the rate is less than 300 basis points over the 10-year treasury (about half of the historical equity risk premium).

She is not a dumb women. Honestly she's outsmarted my dad my entire life. How can I help protect him?

Number #3 speaks wonders of why people are where they are.. So does #4

Imagine taking out a loan (probably at insane interest) to "gamble" and not caring what happens to it.

In 2, are you paying interest on that? How do the rates compare?

Only do 1, or possibly 2 depending on above.

>I am not really sure how large or small federal offices can be.

It's agency dependent. When I was Department of Labor, it was tiny cubicles for 11s and 12s.

With my current agency? You can tell how important someone is by the size and placement of their office. As a GS5 to GS7, my desk was in the hallway. When I changed job titles at GS7 I moved to an interior office. When I made GS11 I got a window office. My supervisor has an office 3x my offices size. My Director has a corner office 2x the size of my supervisors.

​

>I am unsure what opportunity there is for advancement

This is very agency dependent. But a foot in the door allows you to change agencies eventually.

​

>What kind of free trainings could exist, broadly speaking? Do you mean leadership training

Leadership training does exist, but also professional writing courses, online self-study, mental health, emotional health, general professional courses. Most last 2-3 days, some longer.

​

>My absolute dream job (from my college days wargaming at GWU) would be to work in State at some small obscure desk

I'm unsure what exactly they would be looking for. That said, I mentioned networking and training opportunities. I've taken classes at the state department once or twice, and that would be a good topic to bring up during a break. There are also occasional opportunities for detachments, where you temporarily work somewhere else to broaden your experience. Usually it's withing the same agency, but not always.

[removed]

Right now its all VITSX but I now think I may have rebalanced my portfolio in 2022.. So I may have some realized gains or losses then? Optum bank doesnt provide me any tax docs besides the federally mandated one..

What and how could she hide it?

Yes! I’ve been trolling the options. I may have found one that’s a good fit. Thank you so much.

if she is smart financially, she has probably had a lawyer ensure he is entitled to not much.

[removed]

It’s only 60 bucks so I’m not too worried just very annoyed

[removed]

Yes, dividends are taxable even if reinvested. What fund(s) is your HSA invested in?

I'm Canadian and I've personally never been asked for a security deposit. It's always just first and last months rent upfront.

There was never any novelty with my current one. I don’t need to feel passionate about my job but I do ask that it doesn’t make me miserable. Even if I don’t like software (programming has been fun for me so far), the prospect of remote work is enough to make it worth it for me.