Eh, I’d say go forward w explaining your situation to the landlord and figuring things out with him… I mean, that’s the only option anyway

Exactly that...if there are some clauses that would call for that. The other reason is...juuuust in case the car falls apart 😂

Tbh that's more on Plaid than anything I'd think. I haven't gotten Plaid to work with my main credit union (despite it being listed in their available banks) ever, to the point that I opened a checking account with Ally just to have something that worked.

>FZROX: 80%

>FZILX: 20%

This will work. The main ingredient in the success stories you've been hearing is time. With time and this allotment, you should achieve similar results. Not everyone is fortunate enough to have the stability necessary for this to work, caveat emptor, i.e. the results are not guaranteed if you have extreme life-altering events between now and retirement.

What’s the website since I don’t have the correct one?

>Given that we are jointly responsible, what are my options?

Pay whatever he's short and hope you can collect from him or risk going to collections and getting evicted

Max your 401K, roth IRA, and HSA. Buy the whole market via index funds - check out bogleheads https://www.bogleheads.org/wiki/Three-fund_portfolio . You should be able to do all that without making any adjustments from your previous job. Keep doing that for 20+ years and you'll be set at retirement, and probably be able to retire early.

If index funds aren't your thing and you like to gamble, then you could always pick stocks too... But if you are clueless the first option is the best, and you could always add single stocks as you learn.

You Need a Budget syncs I believe?

What's the benefit of the 90 days? You pay some amount of interest for what value? One time when buying a car there was a $500 incentive if you financed through the manufacturer. So I did and paid of the load within the first week. I made sure there was no clause in the loan that prevented me from doing so.

So should I do personally managed IRA then? We’re not closing by March

Then open an IRA and roll it into that

Do NOT always go with the cheaper rate. This is a big financial decision and you want the deal to be smooth and you want to know that the deal is going to close accordingly. There are nightmare stories about Rocket Mortgage. Find a lender who is referred to you by people you know or people who invest. Find a couple of options. Then talk to them and find out which one is the most transparent, reliable, communicative, experienced and has a competitive rate. Sellers often deny rocket mortgage offers because they are known to fumble last minute:

https://www.reddit.com/r/realtors/comments/10l5eo8/sellers_distrust_rocket_mortgage/

Alright that’s gonna kinda screw me over, we’re not closing until April

> Why did the military "fall through?"

Curious about this too. I would have found another school had this happened to me.

Thank you! This was very informative.

You have until March 8 to roll it into an IRA or new 401k

Thanks for sharing!

I know what you said, that's why I emphasized YOU when I responded to what you said. I was originally responding to someone else.

If you aren't concerned about being "technically correct" then maybe don't give advice to people that can fuck their life up.

You know, you could have also just said "oops, I didn't know that," when confronted with the fact that you were wrong instead of... whatever it is you think you're trying to do.

You're a millionaire asking if you should finance a $40k truck. What the hell...

The 401K is yours. You can roll it into another 401K with a new employer or into a personally managed IRA.

Just realize that if you cash it out there is an automatic 10% penalty and then it will be subject to income tax next year.

You shouldn’t be spending any money per month on a car with that income. You should be able to save up and pay cash for a car in a very short time.

And why are we considering financing a car when you have student loan debt? The math rules of money and finances apply the same to you as anybody else. You may have a bigger shovel than others with that income but that isn’t a free pass to have debt and accrue more debt

How much does she earn? If she doesn’t earn much maybe she qualifies as your dependent, too.

So let’s say I go to a new job since the one I’m at is getting ready to remodel, can this 401K be transferred over now or is it too late since I got a letter in the mail saying if I do not request my distribution by March 8th, my account balance will be forced out of the plan?

[removed]

So let’s say I go to a new job since the one I’m at is getting ready to remodel, can this 401K be transferred over now or is it too late since I got a letter in the mail saying if I do not request my distribution by March 8th, my account balance will be forced out of the plan?