Recent comments in /f/personalfinance
OverCastle28 OP t1_j6oqv9l wrote
Reply to comment by BouncyEgg in What is my IRA account number? by OverCastle28
Yes on the present like bills and groceries.
xnvtnc t1_j6oqugc wrote
Reply to comment by hellolittlebears in Optima says my dad owes $40k in back taxes?! by [deleted]
Op already paid optima, and their dad is right. This is like saying you can talk to the judge if you don't like what your lawyer is saying. It's true, but unlikely to lead to a useful outcome.
LR_111 t1_j6oqrz9 wrote
Reply to Getting 1,000 for my son by JonathanLee73
Are you sure you want to do this? There are some priceless experiences that you can only have as a child / young teen. Wouldn't the money be best used now for a once in a lifetime experience vs when he graduates college, and likely gets a job where he makes that much in a week?
Gee thanks mom and dad, I finally get my first real paycheck for 2k+ and you give me another $1200 6000 dollars that is just lost in the sauce.
BouncyEgg t1_j6oqri6 wrote
Reply to comment by OverCastle28 in What is my IRA account number? by OverCastle28
Yes? Yes you are trying to spend the 401k money on stuff in the present?
CookieAdventure OP t1_j6oqr47 wrote
Reply to comment by Akwing12 in Got a pay-out from a data breach class action lawsuit. by CookieAdventure
I just find it so funny.
Jmb3930 t1_j6oqqs1 wrote
For things like 1099b they have until mid Feb to send out.
sephiroth3650 t1_j6oqnq5 wrote
Reply to Compensation Question by [deleted]
Depends on what you do, where you live, and how much experience you have. $54k would be a ton for some jobs, and it would be horrible for other jobs. Where I would start if I were you is to figure out your job title/role. Then do some research and see what the market rates are for your job title, with your experience, and where you live. That will give you an idea on whether or not your salary is in line with what others are making, doing what you do, and where you live.
HenryKringle6000 t1_j6oqk8k wrote
Reply to comment by This_Neighborhood511 in Down payment refund on car by This_Neighborhood511
They should have handed you an envelope with a carbon copy of the sales agreement. It’s not in your glovebox?
OverCastle28 OP t1_j6oqfvb wrote
Reply to comment by BouncyEgg in What is my IRA account number? by OverCastle28
Yes, the option I checked was the “A direct rollover of my vested balance to an IRA or a qualified retirement plan. (Unless that’s not it.)
Werewolfdad t1_j6oqfb5 wrote
Reply to comment by sciguyCO in How do i know when I have all the right forms to file my taxes? by snorkleface
My man
meamemg t1_j6oqctt wrote
Get quotes from both and see who is cheaper.
Werewolfdad t1_j6oqcim wrote
Reply to comment by OverCastle28 in What is my IRA account number? by OverCastle28
Id.me is not a brokerage. Id.me is a way to get identified online for government websites (among other places)
[deleted] OP t1_j6oqc8e wrote
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unibball t1_j6oqa9t wrote
Reply to comment by PM_Georgia_Okeefe in How is this "new" check-washing thing happening? by Pretend_Freedom_8308
You would hope that any solvent used to erase the pay to entry would destroy or damage the check, at least enough to make it questionable whether or not to cash it.
sciguyCO t1_j6oq9x3 wrote
Reply to comment by Werewolfdad in How do i know when I have all the right forms to file my taxes? by snorkleface
>I'm sure there's a few i'm forgetting
1099-SA if you had an HSA and took any distributions from it during 2022.
My HSA provider was annoyingly slow (though still before today's deadline) getting this to me. I'd have preferred not to tap this balance last year, but it ended up being necessary.
Rave-Unicorn-Votive t1_j6oq9no wrote
Reply to comment by Jig_2000 in Question: When you purchase an I Bond can you deposit more into that bond? by Jig_2000
If you buy today, you'll get the current rate for 6 months and then the next rate for 6 months.
The chance of the rate going up in May is infinitesimally small. Like, even rounded up it would be written as 0.00% small.
And there are no real returns with I bonds, they literally preserve buying power. You save enough to buy a Happy Meal today and you'll have enough to buy a Happy Meal in 20 years.
Fearless_Sentence_12 OP t1_j6oq914 wrote
Reply to comment by [deleted] in Voluntary repo from J.D. Byrider by Fearless_Sentence_12
You're honestly a bro for this response. I don't want to be sent to any court room, but I def will plead with the judge in terms of "unnatural causes". :\
Werewolfdad t1_j6oq804 wrote
Reply to comment by This_Neighborhood511 in Down payment refund on car by This_Neighborhood511
Was $28k the total sale price reported on the purchase agreement? Looks like this: https://www.amazon.com/Vehicle-Automotive-Purchase-Agreement-Dealership/dp/B08V9K7NL8
Or was the $28k the total cost of credit on the Truth In Lending Disclosure? Looks like this: https://i0.wp.com/massrealestatelawblog.com/wp-content/uploads/sites/9/2011/03/TIL-Photo.jpg
nothlit t1_j6oq7dz wrote
Reply to comment by OverCastle28 in What is my IRA account number? by OverCastle28
I think you may be confusing IRS with IRA...
Mashtatoes t1_j6oq67d wrote
Reply to comment by Jig_2000 in Question: When you purchase an I Bond can you deposit more into that bond? by Jig_2000
It’ll stay for six months at the current rate, then the rate will change to the updated rate for six months.
NewBayRoad t1_j6oq1xl wrote
Reply to Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Part of it is that they aren't paper. Remember stock certificates?
Relahxn t1_j6oq14h wrote
Reply to comment by BoxingRaptor in Tax question! Live together unmarried in the same household but share one child. Can both parents file as Head of Household? by [deleted]
That makes sense. She did not qualify for a dependent because I claimed the child for this year.
fluffy_bunny22 t1_j6oq0ga wrote
Reply to comment by nrj3697 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
It was the 80's. It's going to be my grandma claim to fame along with when I was younger gas was 69 cents a gallon. It was technically only that cheap for 2 weeks because a new station had opened and they wanted to drive traffic their way.
BouncyEgg t1_j6opzjd wrote
Reply to What is my IRA account number? by OverCastle28
> I’m trying to take out my 401K
When you say "take out" are you attempting to cash out?
As in, you're trying to take the 401k money out to spend? Like on lobster, steak, clothes, cars, jewelry, etc?
[deleted] t1_j6oqvrw wrote
Reply to Student Loans are paid off. Now the university is saying I owe more. by Negative5025
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