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I believe it’s 80-90% of active funds underperform the indexes after fees, etc. Plus your tax liability is going to be higher with an active fund

This! Or buy some cleaning supplies and clean houses.

I see ok gotcha

If it was so easy to grow your money that quickly in a week, wouldn't everyone do it? I'd be a millionaire by Friday.

This is going to sound condescending, I’m sorry I don’t know how to say it better.

Find a trusted adult and explain the situation. If you were my nephew, friend’s kid, or intern and you needed $250 or you’d get your legs broken—I’d bail you out and then give you a massive come to Jesus speech about how the hell you ended up in such a fucked up situation at 17.

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OP no one knows who you are. There is no point in hiding whatever your issue you. You need to just tell everyone your issue so we can tell you what to do. You can get a cash advance if you need it etc. But no one can help you with pointless cryptic messages and asking questions that amount to asking for free money.

What do you need money for? There is no magical way to duplicate money or else everyone would be doing it. You can't flip 290 in a week into some big stack of cash.

Use it to put gas into your car and drive to a job.

So now I'm curious how much you think you need to avoid some unpleasant fate.

Someone will buy it before you have the money from your sold home.

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What would I do in this situation? Make her refi the home, or sell the home. End of story.

Buy a salt spreader and shovel with it, go to the homeowners in your neighborhood or privately owned small businesses (eg local barbershop) and offer to shovel and salt their property.

Scott’s seed spreader is about $30 Really good shovel is about $50 to $80

If you keep your travel costs and salt/calcium chloride costs minimum while still providing a good service you can make that $290 back in a month then start profiting on that $290 in the following months.

This plan depends a lot on the weather in your area but it’s not that different from lawn services for home owners. And given how expensive a good self propelled lawnmower is it’s actually cheaper to do small snow removal (curbs, sidewalks, small driveways and steps) than it is to cut yards.

Alright then, that’s that.

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Now I'm imagining your cleaner stealthily arriving every week through a window, and leaving you with a clean house.

Yes, he said I will inherit it upon his death (no children, brother and I are heirs). He is extremely wealthy.

Thank you so much for your reply!!

I don’t have flood insurance but you know what I think you’re right. I’m not calculating PMI. I didn’t even think that it was included in escrow. I thought my payment was made of four parts: payment, interest, PMI, and escrow. I didn’t know PMI was added into escrow.

That’s a great idea but I’m in Alabama, not really a lot of snow here to the point I can be outside shoveling.

I can’t afford to lose the entire $290, but $290 won’t get me anywhere so I’m not against potentially losing it all to gain more.

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The best possible investments form an efficient horizon where risk and reward directly trade off against each other. You can make worse investments than the efficient horizon but nothing better.

https://en.m.wikipedia.org/wiki/Efficient_frontier#/media/File%3AMarkowitz_frontier.jpg

Bottom line: if you want extraordinary return, and anything in a week qualifies, then you have to take on extraordinary risk.

Not directly, but it applies to interest (including bank interest), dividends and and capital gains, so adding additional ordinary income can push any investment income into NIIT.