u/Melodic_Language_890, you should also run it through the Internet Archive so if they quietly update it to 3.25% there’s at least a record of the $3.25.

[deleted]

I've seen images of some restaurants adding line items for "supply chain issues," etc. Plus, I'm not saying it's right or wrong, but I see why some merchants might do it, especially if they don't see a drop off in business.

These are your current selections, right? If you’re moving to Vanguard your options are going to change. Fidelity won’t offer you Vanguard funds, and may change out some of the other funds too based on what your company pays for

If you don’t want to do a target date fund and are 20 years out, you could consider something like 80% S&P/20% international, or something like 70% large cap/15% mid cap/15% small cap. Maybe throw a bond fund in there for 10-15% if you’re on the conservative sode

I'm surprised anyone is still banking with this criminal enterprise.

[deleted]

We implement our cc fee for customers on transactions over $3k. Up until that point, we consider it cost of doing business. We notify anyone trying to pay a large invoice with a cc that there will be a fee, and that if it's not acceptable, they are free to pay other ways. Nothing shittier than finishing a big job and realizing hundreds of dollars are being deducted from it for the cc processing fee.

Agreed. Fight em or join em and take over

Capital One.

HOAs are not really a big thing where I live, but $220 PER MONTH?

What all does that that go towards? Is this just a pay the mob fee?

401k fund selection guide: https://www.reddit.com/r/personalfinance/wiki/401k_funds

Look into bank account bonus hunting. I've made $12.5k over the last two years opening up 50+ bank accounts.

I already tried to take them to court because they failed to disclose an active cockroach infestation that I discovered the first day I moved in. Spent $400 on consulting fees for three different lawyers who all told me the same thing: in my state the property management companies basically write the laws and pay teams of lawyers to the extent that it would cost me far more to fight it

Ultimately the only way to force change is to be on the HOA board. It is fairly easy to join the board if state regulations required fixed terms and elections. Usually you end up in by default.

Once in the board, for something like OP’s issue, a director can ask the property manager why is there a discrepancy and if the answer is that it should have always been $3.25, the director can make a motion to require the property manager to refund the excess fees and a separate motion to stop collecting the excess fees.

[removed]

Had to scroll too far to find this. Fees are theft, pay none, stay woke.

https://www.entrepreneur.com/business-news/restaurants-are-adding-inflation-fees-to-customer-checks/432134

But it isn't the truth 😂

I bought a plane ticket earlier this month which the base cost for the ticket was $50

But there was an extra fee for using the overhead bins: bringing a carry-on is considered an extra.

I think it's so they get higher on Google flights when you sort by price

Sometimes the truth hurts BUB

The advice will differ by state but generally some of the people's advice here is sound. I work in condo / hoa law.

Check the paperwork, get screenshots and evidence of the terms. You can send in a document request to your HOA which (most likely under your state statute governing HOAs) as to be responded to within a certain amount of time. Compile your proof. Bring it to management company attention. Inform them of mistake. They do nothing? Go to meeting, bring it to board attention. They do nothing? Contact am attorney.

Many HOA statutes have prevailing attorney fee provisions for winning parties. This means even if the dispute is low value in terms of money, many attorneys will take the work on contingency. There will likely be presuit obligations to resolve the dispute and hopefully avoid needlessly escalating costs. If they're doing this to many residents, it could rise to a class action claim.

Don't do a charge back. Don't do some sort of withhold. Just pay and provide lots of notice about how they fucked up

[removed]

[deleted]

Completely depends on your loan agreement. No one here will know.

Hello. I don’t think there’s a rule that you must pay fees for early pay off, it’ll depend on your agreement with the lender. Does your loan agreement state any penalties or charges if the loan is paid off early?