You should have had an attorney the entire time.

As you are aware those are life changing injuries.

Get an attorney

MAYBE you can find another job, but with economic uncertainty looming, I'd stay out for sure.

that's $5500 NET

Additionally the money I’m receiving is non taxable as it is

4 weeks vacation is really difficult to get when you're new at a company

Hard to price tag that

Where are you getting 9k from?

Very few people can afford their housing for long if they get laid off. It looks like their base is only half of their total income. And they have 4 months' rent in the bank, and could easily keep adding to that emergency fund while renting.

Just because you can, doesn’t mean you should.

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Yeah, it looks like you can. They say 30% of gross as a rule of thumb and it looks like your gross/month is on the order of 9K+ so I think you're good, especially without a car payment.

What are your other expenses, both now and after you've moved?

I would put the money towards your 401K. I

f you are short of your goal for down payment - when you are ready to buy - not the end of the world. You have a significant amount of money saved for down payment already - be proud of yourself and stop stressing on it.

No. Your rent really shouldn't exceed 30% of your gross monthly income. Based on a minimum amount each month of $5500 you shouldn't pay more than $1650 for rent.

Edit: sorry I obviously can't read where you put NET. I still think it is a bad idea, commission jobs are never a sure payday so I would base all budgeting off of your base salary, but the logic is sound and is ultimately up to your comfort level!

if it's any consolation, startup stock options are rarely worth anything.

and to "keep them" you would have had to exercise them, which would mean coming up with the cash, something often hard to do as you are being laid off.

I’ve done some research and I’ve found Wealthfront. They seem like a good option for someone like me that doesn’t really know what they’re doing.

I will check the flowchart

I understand I’m in an enviable position that’s why I don’t want to squander the opportunity I have

I would not in your situation. That’s essentially your entire base salary. What if you get laid off?

I would say look around and see what you get. You don't have to accept anything. Looks like money isn't an issue, so having the flexibility and security is probably the better option.

Traditional is better for most people most of the time.

I should also add, that thus far, Workmans comp has been good. I’ve received almy weekly payments and all my bills and physical therapy have been taken care of as well.

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Sorry you are going through this, but you should definitely get an attorney. Good luck.

The only difference is whether you want to pay taxes now or later when you withdraw. In other words, if you anticipate your retirement tax rate to be higher than your current tax rate you should opt for roth and pay the lower tax rate now. If you think your tax rate will be lower in retirement you should take the tax break now and pay the lower rate later. But there’s other variables personal to you that may affect this decision as well.

One other note: a lot people that were hired to be remote are now being told they aren’t anymore.