Recent comments in /f/personalfinance
ChiMello t1_j26lezd wrote
Reply to comment by Mrzeldaootfan in Wells Fargo closed my account for a negative balance + not having a job for 2 months by Mrzeldaootfan
You couldn't come up with $8 somehow? They are not going to make a payment arrangement for less than $10.
VokN t1_j26ldrz wrote
Expected OP to be commuting over an hour or living out of his car, nope just trying to live beyond his means for friends approval? Bit of an odd set of priorities
ComplaintSharp7622 t1_j26ktsw wrote
Well I am more like in commuting since it is not expensive and yet get easily in my destination.
MadameTree t1_j26jn6v wrote
Reply to comment by chocobridges in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
I'm from Pittsburgh too and those numbers seem out of date.
yanbu t1_j26i6pq wrote
Reply to comment by [deleted] in How much to ask for in an interview? by Allears6
The issue, which we’re already seeing happen elsewhere is they just start pulling BS like posting a ridiculous salary range like 60k-300k (I just saw as posting like this not long ago lol)
I’d suggest doing some research and getting a feel for what the actual market range is as well and not rely entirely on asking the range.
[deleted] t1_j26gme1 wrote
Reply to comment by foxxytroxxy in Is it normal to pay for a credit check to apply for a rental? I'm not sure this is legit, but it seems to be. by foxxytroxxy
This is 100% a scam and this dude probably just made a couple hundred dollars from all your free trial sign ups
"Cost per action marketing" isn't as popular as it used to be, and they've had to get more creative, but this is a good way to do it and the credit report people still pay wild money for each sign up. Even for free trials.
I figured this was a scam anyway - I didn't see this one coming. Next time, don't do ANYTHING until you see the place in person.
Bad_DNA t1_j26gkxq wrote
Roommates. Share the house for rent
AlissonLeech t1_j26fxhj wrote
Reply to comment by some1sWitch in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Uber and Lyft gets expensive if going to and from work 5 days a week, then running errands. That's hundreds a week.
random_anon_user t1_j26eow9 wrote
- How much is this car worth if you sold it today?
- How much is left on your loan?
Seems like this is a ~$30k car… sell it and go buy a beater for a few grand. You’re leaving the country in 6 months… are you planning on shipping the car over (or are you moving to Canada or something and are gonna drive it there?). If you’re leaving North America then you’re going to sell the car anyway… so just do it now. Buy some old ass Honda for a few grand and then sell that for basically what you paid for it before you move. Seems pretty obvious to me the answer is just sell the car and get something more reasonable.
pillowcased t1_j26em4h wrote
You need to either cut costs, make more money or get rid of your car for a cheaper one. Something's got to give here.
ChicagoFlappyPenguin t1_j26df68 wrote
Reply to comment by retroPencil in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Yup. Set yourself a reasonable Uber/transportation budget for each month. Use it when needed, try transit/walking/etc otherwise and watch the money pile up.
6ixers t1_j26d793 wrote
Reply to comment by steeltownblue in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Yup, it really is the best.
danielfletcher t1_j26d0zs wrote
Reply to comment by confabulatrix in Recently gave my SSN over the phone by Brilliant-Classic707
And if you owe them money, they will get your SSN anyhow. Even back in 2003 when I was the office manager of a collections agency it was easy to get SSNs when doing skip tracing. Cost a dollar a piece when running 25 at a time. Even cheaper now.
6ixers t1_j26cz0b wrote
Reply to comment by Travelmatt1234 in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Mint Mobile 12-Month Unlimited Talk + Text 4GB Prepaid. I use wifi at home and download media for offline streaming.
chocobridges t1_j26cq2x wrote
Reply to comment by minnehaha123 in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Yeah, we checked recently it's still the same price. Obviously not the best views or anything but parking, facilities, and unit washer/dryer was worth it.
6ixers t1_j26cnht wrote
Reply to comment by Travelmatt1234 in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Service only, paid off of course.
red7standinby t1_j26cmrc wrote
Reply to comment by confabulatrix in Recently gave my SSN over the phone by Brilliant-Classic707
1000% this. SSNs are for opening up new lines of credit and banking. Nobody else needs my SSN and just because there is a spot on the form doesn't mean you have to fill it out.
warlocktx t1_j26ckbs wrote
She should roll it into an IRA account with Vanguard (or similar) that she controls
BennetHB t1_j26c5gv wrote
>I fear my social life will tank
It'll tank even worse if you are homeless and broke.
​
>My partner and I are trying to make a move out of the country by June 2023 so my main directive is to save as much as we can for that hopeful move
Actually it seems like your main directive is to spend cash hanging out with friends. Otherwise this wouldn't even be an issue, you wouldn't even have a car.
RegularJaded t1_j26bv6i wrote
Reply to comment by Mrzeldaootfan in Wells Fargo closed my account for a negative balance + not having a job for 2 months by Mrzeldaootfan
That is only a courtesy or if you are a large client. Most banks close accounts around the 2 month mark
minnehaha123 t1_j26bp0f wrote
Reply to comment by chocobridges in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Wait, you can get a luxury apt for $1200/mo?
confabulatrix t1_j269qqp wrote
FYI when dentists and doctors ask for my SSN I just tell them no. They don’t insist. It’s really just so they can track you down if you owe them money.
RedshiftOnPandy t1_j2697yj wrote
Reply to comment by Werewolfdad in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
I guarantee uber costs for the odd times you want to see friends will be significantly less than 800 as well
joeyd4538 t1_j268xpy wrote
The car isn't your biggest problem
Smirkly t1_j26lopl wrote
Reply to Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
Sell the expensive car and buy a beater, or a much less expensive car. Pay cash with what you get for the high price rig. Later, when you are doing better you might look back and be glad you did.