Recent comments in /f/personalfinance

red_tsuki t1_j262841 wrote

Reply to Recently gave my SSN over the phone by Brilliant-Classic707

Totally normal thing to do especially when dealing with Health care. There’s small risk as these people probably handle this sensitive info all the time and it is well documented who calls/when an appoint was made and all that

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johnnybayarea t1_j262767 wrote

Reply to Wells Fargo closed my account for a negative balance + not having a job for 2 months by Mrzeldaootfan

It takes them some time to process your DD anyway, I would contact your employer to just give you a paper check until you are squared away with a new banking account.

From what I've heard, WellsF seems to be the worst of all the traditional brick and mortar banks. You are better off signing up at Chase, Bofa, Citi, etc. Of course everyone has horror stories with all the banks, but normally I hear nothing but bad things about Wells. Sounds like you are just starting up your career and just getting financially right, I think many ppl prefer a local credit union.

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I'm not super well versed on the CU vs Big Bank, but they tend to have less predatory fees (I think) and better service, but the convenience and rates seem to be better with larger banks as long as you already have money.

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Dessum t1_j261uv5 wrote

Reply to Recently gave my SSN over the phone by Brilliant-Classic707

I mean, there's never a 0% chance the person taking your call won't steal your ID I guess, but giving your SSN over the phone isn't the same as posting it online or anything. It's not like anyone was secretly listening in.

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