Recent comments in /f/newhampshire

Leemcardhold t1_jar1xqo wrote

Monadnock region is relatively affordable compared to rest of state and lots of outdoors and close enough to be in conn. River valley, our best farming soil.

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No_Struggle_1538 OP t1_jar1rba wrote

Reply to comment by Guccidom in Moving to NH by No_Struggle_1538

I’m currently in GA, I’ve heard property taxes and a few other things were expensive. I have a pretty solid business plan it’s all about me deciding on a location and adjusting my plan for whatever it’s lacking

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No_Struggle_1538 OP t1_jar1kje wrote

Reply to comment by Doug_Shoe in Moving to NH by No_Struggle_1538

I have been looking online but I get stumped because I don’t know the areas, the land prices aren’t really that bad compared to the PPA where I’m located because 10 acres would run me a pretty penny. My goal isn’t to move right away I’ve been watching the real estate climate with my mother because she’s an agent I’m aiming for the end of the year after I feel it out a bit I’m also planning some trips. I definitely will take your advice into consideration thank you!

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Mynewadventures t1_jar0az0 wrote

I moved from NH to Alabama, from the dense Seacoast to a very rural area, and all I can ask you is "WHY?!" Especially if your intent is farming?

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Doug_Shoe t1_jaqzq7b wrote

The most important thing is your price range. You didn't say in your post. I read the comments.

No_Struggle_1538 OP 26 min. ago "My budget on the low end is 200k I’ve been pre-approved for the USDA Direct Farm Ownership Down Payment Loan so I max out at around 600k. My goal is to operate on a small to moderate level I have my business plan shaped around 30% produce and 70% livestock (chickens, sheep, goats, maybe a few dairy cows). I know the winters are pretty harsh so I definitely would have greenhouses for over wintering plants."

You can actually buy a farm far north NH for not much over 200k. Some have sold recently. Go on the real estate websites. You can see what is currently listed, but also what has sold recently. Then you get an idea of what is realistic where.

Disclaimer I'm not a real estate guy expert or guru. However, I'm under the impression from living here is that real estate prices are relatively near all time highs. So I personally would not be taking out a loan, because I expect the prices to go down. If that happened then the property I just bought would be worth a lot less, but my sky high loan still has to be paid.

It's different if you sell one house and buy another. The house you sell is theoretically an inflated price, so it all evens out. Take out a loan right now? Not for me.

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No_Struggle_1538 OP t1_jaqytxy wrote

Reply to comment by natethegreek in Moving to NH by No_Struggle_1538

I definitely limited my crop selection when I chose NH I’ve been talking with a few friends about work arounds as far as weather so far it’s been greenhouses. I definitely like the farm to table idea and will most definitely look in that area. Thanks for your advice!

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No_Struggle_1538 OP t1_jaqyfly wrote

I saw that the grow zone can range from 6a on the coast and the further north you go it shifts to 3b I’m definitely looking for a manageable sweet spot because most of the crops in familiar with can be maintained in the 4b up range. I’ll definitely look into that thanks!

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natethegreek t1_jaqy12t wrote

Reply to comment by No_Struggle_1538 in Moving to NH by No_Struggle_1538

Makes sense to me, the only thing I would be careful about is growing in New England and growing in GA are completely different things. Check out Belknap county, this is called the "lakes region" cheapish property. 30 mins from Concord, 45 to Manchester and 1.5 hours to Boston. There are lots of restaurants that do farm to table dinning up here in the summer so with a little leg work you can get much more money for your production.

DM me if you have any other questions and GOOD LUCK!

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CaliforniaDoughnut t1_jaqxfv1 wrote

Reply to comment by No_Struggle_1538 in Moving to NH by No_Struggle_1538

Look up the grow season in NH. It’s not long. It’s not just snow that will slow you down, NH gets an hour less sunlight each day than GA. That makes a big difference, especially coming into the spring and fall even if you have greenhouses. There are a few functional hobby farms that pay their bills, look around google maps in the Hollis area and maybe try giving some of them a call to talk to the owner and get some perspective on the ground.

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upallnitro t1_jaqwxnj wrote

You are in luck...

EMS work is one of the fields that you can make a decent living in and will allow you to live in the lakes region. Lakes region is a fantastic part of the state that a lot of people want to live in but there is not a lot of industry so typically it presents an opportunity for service workers and trades workers. Yes you will not be able to afford a house on a lake but you will be able to afford one down the street. The lakes region also has the least tax burden in the state on residents because those giant multi-million dollars houses that get used for 6 months out of the year take most of the tax burden for the town. Lakes region tax rates are often 50% lower or more than the rest of the state.

The lakes region is ideal for EMS because there are a lot of elderly people living up there. It is a highly desirable place to retire. Check out Stewart's Ambulance Services. They are a good company that operates in that area and are typically looking for EMS people.

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No_Struggle_1538 OP t1_jaqwxmz wrote

Reply to comment by natethegreek in Moving to NH by No_Struggle_1538

Currently in GA, I definitely was thinking about acquiring work I have a nice nest egg but I don’t like to be idle. I’ve had farm experience basically all my life from livestock to produce, my business plan is multi functional with livestock carrying the bulk of the weight as far as production

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No_Struggle_1538 OP t1_jaqw6uk wrote

Reply to comment by [deleted] in Moving to NH by No_Struggle_1538

My budget on the low end is 200k I’ve been pre-approved for the USDA Direct Farm Ownership Down Payment Loan so I max out at around 600k. My goal is to operate on a small to moderate level I have my business plan shaped around 30% produce and 70% livestock (chickens, sheep, goats, maybe a few dairy cows). I know the winters are pretty harsh so I definitely would have greenhouses for over wintering plants.

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natethegreek t1_jaqw2xa wrote

Where you moving from? Planning on getting a job until you can get the farm up and running? I think trying to find a niche is your best bet, check out aquaponics

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powpowpowpowpowp t1_jaqvgnj wrote

This is a pretty broad question so be prepared for a lot of unhelpful replies. Very generally speaking, things get more affordable and more spaced out the further north you go.

Would farming be your source of income? If so, would highly suggest working on an established farm before diving in to buy (even if you have experience already). It is not a cheap endeavor and you’ll want to set yourself up for success.

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