Recent comments in /f/massachusetts

UncleCustard t1_ja9j75q wrote

Reply to comment by user72230 in Documentation Fee by T-Hussle

Exactly this. You're in control until you've given them the money and signed the papers. If you haven't. Just say "I'm not willing to pay documentation fees. Also, is my deposit 100% refundable?" They'll get the drift.

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Yestattooshurt t1_ja9gkmo wrote

You are lucky, I just had to show up for jury service, it was terrible. I had to wake up at like 5:30 to make it an hour and a half away and then they moved us out of a jury room to a courtroom, then decided to interview jurors individually so they made like 75 people wait out in the hallway. For 4 hours.

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March_Latter t1_ja9fqih wrote

I would not pay it...This means I don't go shopping at dealers as too many people think its just a fee instead of what it is, added profit. I have been out of dealerships for a while now and oddly financially I do a lot better on cars. I save about 4k a purchase on a used car, and I sell them about 18 month later losing no more than an extra 2K. And I drive a Mercedes and a BMW.

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ChowboyDan t1_ja9f9cj wrote

TIL that Amherst Chinese and The Pub are no more.

This got me digging for other area restaurants, and I learned that The Dove's Nest in Sunderland closed 6 years ago. That place was greasiest dump, and I loved it. It was the kind of place where the cook would sing the blues out loud and the waitstaff would just sit down at your table because their "feet hurt".

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GottaVentAlt t1_ja9ez8j wrote

I just wish the deadline wasn't so set in stone. I don't have much in terms of undergrad loans since I did the community college+work+ applying to a fuckton of scholarships thing. But I did qualify for Pell. It took me 5 years to get my degree and I missed out on some good opportunities but I avoided loans. I started graduate school and had to take a lot of loans, but none of them are eligible for forgiveness.

It sucks because if I had just gone straight to a four year school, I would have started grad school a year ago and those loans would be eligible. Instead I'm seeing my peers who were less careful get forgiveness and I get nothing.

I'm glad people are getting help but it's a bummer playing the rent or groceries game now so I can take out 15k next year instead of 20.

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March_Latter t1_ja9eow3 wrote

Its an extreme overreach. You can't claim Covid and do whatever you want, thats not what the Heroes act intended and clearly overreaches its intent and possible uses. Its not a law, its bullshitting the American public in hopes they will let it go. Sorry but no you can not do that. If a Republican had been in power and decided to completely change the tax code favoring middle class Americans you would be screaming about it.

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movdqa t1_ja9emrv wrote

I hope you did a screen capture of the message or received an email notification of the same. I've only once received a jury summons and it was in MA back in the 1980s. We had already moved to NH and I went back a month later to collect any mail that they had for me. There was a jury summons and I just sent them a note indicating that I no longer resided in the state. Back then everything was done by mail or phone or in-person as the public internet didn't exist back then. I've never been summoned after that and I'm in my 60s. Our son has been for Grand Jury service.

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kobeyashidog t1_ja9e8jm wrote

Why do you think you have to do anything? It sounds pretty clear. Do not report for service. That’s the end of that. Could be a million reasons why they disqualified you and you will have no way to find out. Nothing more to do on your end.

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UsernameTaken93456 t1_ja9d75w wrote

So much of this is incorrect

>the government took them over during Obama's time.

The government did not take over student loans during Obama's presidency. From the 1990s on, there were two types of federal loans with the exact same amounts and interest rates. Direct loans or FFEL loans. They consolidated all federal loans into the direct loan process.

>well educated well paid teachers would never cost 70k a year

Ok, and you can't borrow $70k per year in federal loans, at least not as an undergrad. Undergrads can borrow a few thousand dollars a year in federal loans.

>could set limits for the cost of education

How? They can't even set limits on the price of insulin. How are they going to get 3000+ entities to agree on a price?

Look, student loans are a massive problem. I personally think the answer is to stop requiring a college education for every single job, to make sure everyone gets a living wage for full days work, and for the feds to stop giving any funds to private schools and colleges, but that's a mich bigger problem

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movdqa t1_ja9cmi4 wrote

My local dealer charges $495 for documentation fee. This is at Toyota of Nashua. Prime Subaru of Nashua is also $495. So $693 does seem high.

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modernhomeowner t1_ja9cgg7 wrote

Reply to comment by T-Hussle in Documentation Fee by T-Hussle

Keep in mind Subaru will disable its Starlink because you are buying it in MA. Use that as negotiating leverage against going to Toyota, Tesla, VW, or any other brand.

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Brighteyed77 t1_ja9c0fl wrote

Biden used the HEROES act as the basis for student loan forgiveness. Student loan debt cancellation is being challenged in court, because republicans think that it is governmental overreach to use that law to support the cancellation of loans. That’s the law she is talking about.

You are a special kind of stupid and this is why we can’t have normal discussions with republicans. You have no knowledge of the basic facts of what’s going on. Yet you act like you know everything.

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Banea-Vaedr t1_ja9b6mj wrote

Mine was $500. I suspect the dealership expects that to be negotiated down. Did you do any negotiation at all on the car?

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irondukegm t1_ja98rkx wrote

There is a much better way, let student loans be dischargeable in bankruptcy and have claw backs on the colleges that got them into debt in the first place.

Loan forgiveness w/o structural fixes is a complete waste......and a slap in the face to people who really struggled to pay off their debts. My wife and I paid off over 170k of student loan debt while raising kids and it was horrible. We have a few more payments left, but we are mid-40s parents who are still renting b/c student loans made it nearly impossible to accumulate wealth.

Most of this debt is bad debt and needs to be wiped out, but it should be through bankruptcy and the colleges that saddled people w/ 100k in debt for economically non-viable degrees should have to feel some pain

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