Recent comments in /f/massachusetts
atomicturkey27 t1_j9gfvfx wrote
Reply to As of Aug 2022, the median millennial household income was $106,661. People making at or close to the median household income that are buying houses in MA, where are you able to buy? by BoOo0oo0o
28M here, wife and I make roughly $200k pretax household. We bought in Hudson for around 500k, 20% down. Half the down payment came from equity in our first house that we bought in 2019 for 280k at 3% down
nattarbox t1_j9gfdbj wrote
Reply to As of Aug 2022, the median millennial household income was $106,661. People making at or close to the median household income that are buying houses in MA, where are you able to buy? by BoOo0oo0o
It probably isn't the median income millennials who are relocating to Boston..
twoscoop t1_j9gf9du wrote
Reply to comment by saywhat1206 in Mother Nature needs a vacation by funsk8mom
They are a few programs for that for people 60+ and people with disabilities. Not sure if you are in the main areas of anywhere, but yeah.
funadulttimes t1_j9ges3h wrote
Reply to As of Aug 2022, the median millennial household income was $106,661. People making at or close to the median household income that are buying houses in MA, where are you able to buy? by BoOo0oo0o
A little PSA: for anyone looking to buy their first home, check out the ONE Mortgage program. It’s a nice little first-time homebuyers loan we have here in Mass and I feel like not a lot of people know about it.
RedditSkippy t1_j9gekl3 wrote
Reply to Over 60 degrees last week. In the 30s this week, with sn[o]w [c]oming on Wednesday night. by TheConeIsReturned
It’s only February. Any Masshole knows it’s winter here until May.
Definitelynotcal1gul t1_j9geaqk wrote
Reply to comment by TheConeIsReturned in Over 60 degrees last week. In the 30s this week, with sn[o]w [c]oming on Wednesday night. by TheConeIsReturned
GROND
EnvironmentalLong541 t1_j9ge34l wrote
EnvironmentalLong541 t1_j9ge0uo wrote
Reply to comment by Rats_In_Boxes in Worcester icon Table Talk Pies perseveres through challenging times, prepares to celebrate 100 years in business by HRJafael
👀 good shit 🫐
TheConeIsReturned OP t1_j9gdctz wrote
Reply to comment by [deleted] in Over 60 degrees last week. In the 30s this week, with sn[o]w [c]oming on Wednesday night. by TheConeIsReturned
GROND
[deleted] t1_j9gd8fl wrote
Reply to comment by twoscoop in Mother Nature needs a vacation by funsk8mom
[deleted]
TheConeIsReturned OP t1_j9gcqmb wrote
Reply to comment by Bearawesome in Over 60 degrees last week. In the 30s this week, with sn[o]w [c]oming on Wednesday night. by TheConeIsReturned
I saw it referred to as "Fool's Spring" recently and I really like that terminology.
Linux-Is-Best t1_j9gcojp wrote
Reply to comment by nattarbox in Anyone have any advice on working 1099 in MA? by nottoodrunk
Opinion:
This is some sound advice, OP. As someone who has owned their own business in the past, I believe u/nattarbox has covered the basic.
_Strid_ t1_j9gcb09 wrote
Reply to comment by pillbinge in Mother Nature needs a vacation by funsk8mom
I dislike this type of person. My fiancee's mother is 68 and forever complains about how cold it is and how much she hates the snow and can't drive at night in it, etc., etc., etc.
Fucking move already! (Or buy a snowblower) You're not a tree. You tell people this up here, and they look at you like you're mental. The people I'm telling have no ties to the welfare that would make living here a necessity - they just want to complain and do nothing about what they're complaining about.
Trickles down to the fucking kids too. I've got a job lined up in CO that would make it so my kid can go to college, or not, but at least have something when she turns 18 (now 13) to start with and my fiancee wouldn't have to work and stress about how her OF account is going and her not getting paid what she's due at her office job. But nope, we'd rather stay here and be poor than head towards a better life with more opportunity.
lazybum86 t1_j9gbl0p wrote
Reply to comment by Bobbydadude01 in As of Aug 2022, the median millennial household income was $106,661. People making at or close to the median household income that are buying houses in MA, where are you able to buy? by BoOo0oo0o
Been in the western MA area for over 30 years. Always had a good paying job, great cost of living and little to no traffic. It's the best kept secret in MA
_Strid_ t1_j9gb7m6 wrote
Reply to comment by twoscoop in Mother Nature needs a vacation by funsk8mom
It's worse than you think. It never really snowed much where I'm from, so it wasn't a factor.
I grew up down South hearing, "it'll never happen in our lifetime, don't worry!" I never would have guessed my own parents were really just saying,"Not my circus, not my monkeys, " about their own kids and grandkids.
I'm 38, and my parents are Boomers.
[deleted] t1_j9gaxsu wrote
Reply to comment by PhiloBlackCardinal in Mother Nature needs a vacation by funsk8mom
[deleted]
tbootsbrewing t1_j9gaftz wrote
Reply to comment by [deleted] in Mother Nature needs a vacation by funsk8mom
I’ll drop some off when I see her later.
saywhat1206 t1_j9gaedt wrote
Reply to comment by twoscoop in Mother Nature needs a vacation by funsk8mom
Because I own a home and I'm responsible to do so. No, I can't afford to pay someone to shovel.
modernhomeowner t1_j9ga7c2 wrote
Can't say I've made the jump, but I've been 1099 for 20 years; I haven't worked a full-time W2. The extra Social Security and Medicare Taxes kind of suck. I'd recommend doing your own taxes; it helps you learn the tax system to make sure you are taking advantage of any credits and deductions available. I'd also recommend when it comes to health insurance, pick one of the HSA-eligible plans and deposit the maximum allowable into your HSA account. An SEP retirement plan allows you to put up to 25% of your income (max $66k), which is a nice benefit. Honestly, let me know if you have questions in the future, I'd be available.
nattarbox t1_j9g9uol wrote
My partner and I have both been self-employed for a bit, I do love it and will have a hard time going back to a regular job.. Flexibility for travel/vacation offset the annoying parts.
Here's a few tips that helped me:
- Setup a bank specifically for receiving your invoice payments, separate from your personal bank. Every time you get paid, split the money you need for taxes out to the savings account. Pay yourself on a regular paycheck cadence from the remainder. That way your personal budgeting isn't messed up by irregular payments, and you always have your quarterly payments saved up.
- Get a good tax person, someone friendly who won't mind emailing/chatting informally. Avoid a big corporate accounting place.
- Insurance is expensive as hell, but also tax advantaged. Ends up being not so bad once you get over the sticker shock.
- One thing that sucks is not getting paid when you're on vacation. I work around this by planning out my hours in advance for the month, so if I have some planned time off I can still get a view for the monthly income, where to make up those hours, etc.
modernhomeowner t1_j9g9o5w wrote
There are some houses with in-laws; of course finding one for rent is few and far between. One of (maybe the) nation's largest home builder, Lennar, they don't build in MA, but in 26 other states, and one of their most popular models is an in-law, with a separate kitchen, garage, everything; My parents live next to one, it's perfect for in-laws. Just mentioning it in case your move ends up being out of state, that's an easy way to find what you are looking for.
twoscoop t1_j9g96y9 wrote
Reply to comment by saywhat1206 in Mother Nature needs a vacation by funsk8mom
If you are that old, why are you even shoveling?
Whiplash92123 t1_j9gfvt4 wrote
Reply to Tweksberry, MA? by awaythrowing333
I grew up there. It’s close to multiple highways and without traffic you can get to Boston within a half hour or so. Outside of that, there isn’t much in town. Multiple pizza places (like most towns), few Chinese spots.