Rhode Island should put an asterisk after their motto that reads “it’s all we got”

I'm doing okay financially, but housing costs have made it feel like I'm failing. I've been looking for a better rental or to take the next step and buy for some time. With the cost of rent now, though, there's no way I'm going to sink that much money into something I don't own. Despite the prices, I was fairly close to being able to buy a condo or a small house, but the interest rate hikes shot that right back out of reach. And options are extremely limited, so anything within my price range gets snapped up too fast for me to feel like I can properly research the property. It's a mess. My only real option if I lose my current place would be to move back in with my mom.

The economics of solar in MA in general are insanely good. 15-20% annual roi basically risk free. Pays back in 6-8 years. Sounds too good to be true but a combination of expensive electricity rates and huge solar incentives.

Leasing is much more expensive than buying though, so I recommend buying outright if at all possible

We all know you can’t do that without the occasional ecological crisis, right?

Hope for some affordable houses!

He's the CEO of a railroad that doesn't run through Massachusetts

Charmin is too fancy and doesn't offer the grittiness my tender bits required.

It's Aldi TP for me.

I guess you’re okay with E. Palestine being collateral damage as long as you get to wipe your ass with Charmin?! Disgusting.

MA State taxes always take longer than Fed.

I filed both Fed and MA Feb 14th. Got Fed back on the 16th. Which is abnormally fast and was not a "Loan" type of thing. MA State I am not expecting for another couple of weeks. Which is ok since that traditionally goes to the electric bill for us.

Opinion:

I am neither doing good nor bad.

Not so long ago, accepted a promotion with a pay raise, but they cut my hours, so ultimately I am bringing home the same. In that regard, I am frustrated. I am a minimalist (I always have been), so my needs have generally not been extensive. But it still feels like a "gut punch" to be working harder, being "technically" paid more, but bringing home less or the same.

I am arguably being considered for another promotion, but I am unsure if I will want it. They've been talking about a salary position, but the number of hours and workload, in many ways it will seem like I am making less, even though technically, I'll be paid more. I've done the math on the hours vs pay ratio, and I don't think I'd be happy with the newly founded "status quo" I could be facing.

That said, because I am a minimalist and because I was not born with a silver spoon, a dollar goes a lot longer for me than it does for some people. In that sense, I am financially "smarter" (for a lack of a better word).

But I digress. I am neither doing good nor bad. Bills are paid, the house has food, and nothing at the moment of concern, but I don't feel spectacular either.

Norfolk Southern built and moved into a brand new HQ in Atlanta during the pandemic. Expected to receive millions from BBB and was spending money like a drunken sailor. When the act didn’t pass, they started to make some cuts and this is what happens.

Virginia's is dope.

I’m doing alright. A little burned out by my job but it pays the bills. If it were just me and I didn’t have other obligations I’d probably move to southeastern OH where my sister moved a few years ago - they rent a 3 bedroom house for about what I pay for my 1 bedroom apartment in Worcester.

As a Mass native now living in Missouri, that MO state motto is a twisted joke. Dark humor level 1000.

Which could have just as easily been done if they had actually used appropriate safety measures and were not trying to cut costs by shipping vinyl chloride without hazardous materials documentation.

Since 1776

Agreed

> Interesting, I guess that’s why the stores like h&r advertise fronting the money.

Just remember, getting it early through a 3rd party such as H&R Block (for example) means paying a fee, which often is a percentage of your expected tax revenue. Additionally, if it turns out you are not entitled to a refund, you may have to pay back the company, that paid you the advance. And if you end up owing taxes, you will still need to pay the IRS, on top of whatever company you owe

In my opinion, it is best to wait. You get more of your money back and if there was a mistake, you don't end up in a possible hole.

They technically lead the US (continental division) into each day.

I wonder which of us should, u/PresidentBush2

English is not a Romance language.

Opinion:

The problem with door-to-door sales is they are commission sales and since they work on commission, it is in their interest to convenience you that you need more than you need, if not everything, because they make more the more you buy into whatever they're selling.

Additionally, times have changed and the person going door-to-door can just as easily be a scammer trying to collect your information or even try to case your home for theft, which is why it is important not to let anyone in who is going door-to-door. It is always a good idea to call your local police department, using the non-emergency line, to verify if anyone has checked in with the town to go around door-to-door (a requirement for most communities).

Lastly, as someone else said, if it sounds too good to be true, it likely is. Solar equipment is not cheap. It is partly why the government has offered a lot of tax rebates and incentives to encourage people to switch to solar (to help offset the cost).

If you ever do consider getting solar, please remember it is best to buy your equipment and not lease it. While the upfront cost may be greater, you will not be paying monthly or annual fees indefinitely. For many, the whole point of switching to solar is to either lower or, if possible, outright remove their electric bill, not add a new long-term bill. And lastly, many homeowner insurance policies will not cover your roof or solar equipment, if you lease. That means if something is installed wrong, or even some natural weather issue takes place, you're still out of pocket for all the repairs, replacements, and labor if you lease.

That all said, whatever your choice, it is best that you call a company of your choosing, and not the random person who happens to knock on your door. You will nearly always do better shopping around and doing your own homework.

My utilities have gone up like $500 a month which is insane. My food costs have prob risen similarly for 5 of us. I’ve been in the same house since 2011, so at least I have that going for me. This house is too small for us, but we are in no place to be able to move.

Our spouse, Cromrade.

Interesting, I guess that’s why the stores like h&r advertise fronting the money.