Recent comments in /f/jerseycity

HappyArtichoke7729 t1_j6ivilp wrote

The systems that generated the email could have easily taken more than 3 minutes to complete.

If it's not a synchronous task on the web server, it's often put in the low priority pipeline to either be done periodically in batches or just whenever traffic is lower.

Emails also need to go through complicated spam-rejection algorithms, and part of making those effective can be a time delay. (Example: hold the mail for a couple minutes to make sure you didn't send the same thing to 10,000 other people)

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DietMediocre8993 OP t1_j6iunlp wrote

>Let me give some more info: The management agent since Friday have been ardent in asking us to leave at the end of February, today she gave a final rejection quoting sub-lease as the reason, nothing about credit score. And then I get a credit check report from her. So I have to assume, that it at least takes a few minute to do a credit check?!

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DietMediocre8993 OP t1_j6iujg8 wrote

Let me give some more info: The management agent since Friday have been ardent in asking us to leave at the end of February, today she gave a final rejection quoting sub-lease as the reason, nothing about credit score. And then I get a credit check report from her. So I have to assume, that it at least takes a few minute to do a credit check?!

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flapjack212 t1_j6iuikb wrote

i'm not clear what the concern you are looking to address actually is here but a few pieces of information:

  1. credit monitoring is not second-by-second live. just because you received an alert 3 minutes after does not mean the credit was run 10 seconds before you got the email
  2. credit pulls are not free, it'd be a uniquely stupid idea to run credit scores to just laugh at people. that said, i encounter many stupid people in life so it is still possible they did this
  3. if she did run the credit report after she rejected you it would be a violation of your privacy. if you want the impact of that on your credit score to be removed you can contact the credit bureaus (though i'll say the impact is very small). if you want the supervisor of the application reviewer to know you should contact the management company. however either way per #1 you may need to better understand and obtain evidence that this actually occurred the way you think
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DirectorBeneficial48 t1_j6iu7sb wrote

Maybe I'm missing something here, but if there was only a gap of 3 minutes between the rejection and the bank email, then have you not considered the possibility that merely the bank was slow in sending you the email

>However, I got an email from my bank after her rejection that she ran a credit check on my application. I am new in the country so am not aware of laws, but I have to assume that it is wrong of her to run a credit check after she has already denied my application?
>
>Even if let's say she ran a credit check before rejecting (there is a gap of 3 minutes) before credit check and her latest response.

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Blecher_onthe_Hudson t1_j6isfgf wrote

I guess my reading comprehension is better than the previous commenters, and you're asking about literally where to find the listings rather than which neighborhood to look at!

The easiest is to go to Zillow, which is the same company as HotPads and Trulia, and shares all their listings together. I would be surprised if there's anyone that lists on Facebook or apartments.com that doesn't also list on Zillow.

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kjrst9 t1_j6iq0pg wrote

I would add that the "social" scene in DTJC isn't really by the water. While there are perhaps a few exceptions, Newark Avenue, Grove Street, etc. are going to be where the action is.

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pixel_of_moral_decay t1_j6ij67y wrote

I don’t think I’ve ever seen encrypted key fobs in a residential building. Maybe some on billionaires row are.

The rest can be easily cloned. Hardware for that is cheap on eBay. Or find a neighbor who already did it and ask for a favor. Give them $1 to cover the cost of the fob (they normally come in lots of 10 or so from China).

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