Recent comments in /f/iphone
Blales t1_j8pvfnk wrote
Reply to comment by RandomUserName24680 in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
You are welcome, my child.
expertmysteryshopper t1_j8pvahp wrote
Reply to comment by alphinex in Is this mail from the REAL Apple? by Quick_Abbreviations4
well there is XML , i used to be a web designer using microsoft front page
papercutninja t1_j8pv7b4 wrote
Reply to comment by SirMaster in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
$350k is average on home purchases, not new home purchases.
In other words, newly built homes, not new-to-you homes.
And it seems my Google ignored my query of “Average cost of new home purchases in the US” and instead just gave me Idaho homes.
My b everyone.
RandomUserName24680 t1_j8pv3c0 wrote
Reply to comment by Blales in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Thanks dad.
SirMaster t1_j8puob3 wrote
Reply to comment by papercutninja in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Huh?
The average home price is like 350K, so it's 100% of a 20% down payment.
But I would do a smaller down payment personally. I can make a way higher return on the cash than the mortgage rates even at current rates.
smith7018 t1_j8pu832 wrote
Reply to comment by leostotch in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
God, I need to move away from nyc
The_Lion_Jumped t1_j8pu5vu wrote
Reply to comment by leostotch in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
ehhhh depends on where you live
Baku7en t1_j8ptcbm wrote
Reply to Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
I’m still waiting for the savings account thing promised last fall…
samanthaxboateng t1_j8psw2j wrote
Reply to comment by EggTak in Would you advise use of a screen protector for iPhones? by EscCtrlAltGr
Nope London!
oldmatenate t1_j8prqdy wrote
Reply to comment by Qwerky411 in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
“Automatic pre-approval is now included in Apple One when you sign up for an annual subscription. You’ll also receive a free HomePod mini with any property purchase over a million dollars.”
xaviershappy t1_j8pr4i4 wrote
Reply to Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
ah yes, this is a great idea during a recession!
leostotch t1_j8pqhk0 wrote
Reply to comment by papercutninja in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Yeah. Up for discussion whether that’s a good thing or not, but I was just as surprised.
BluePeriod_ t1_j8pq1dj wrote
Reply to comment by Justagreewithme in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Your critique is completely valid, and I thank you for approaching it from a very mature standpoint. The truth is, I am not doing so hot. I’m trying to save as much as I can, times are tough, and my household is disproportionately reliant on me. This is only temporary, but I am doing the best I can.
My parents were bankers, so they taught me all about predatory loans early. While it’s not perfect, the pay in 4 option for me is working because it allows me to offset the high cost these unexpected necessities without falling into the trappings of a high interest loan that would be impossible to pay back or dipping into my savings. It’s the best of a bad situation and the most affordable in terms of staying liquid. Especially with all the sudden costs that came up recently.
To be clear, I don’t want my initial comment to serve as an endorsement for these type of products, I’m only relaying that it’s working for me in my very specific situation. I would never particularly recommend them to anyone, but if hard-pressed, I would absolutely recommend it as an alternative to a predatory high interest loan depending on their own circumstances.
dnick423 t1_j8ppken wrote
Reply to Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
What happened to the high interest savings account? They put it in the key notes for 16.2 but I haven’t heard anything about it since
papercutninja t1_j8pp27j wrote
Reply to comment by leostotch in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Look at that, it used to be 20%. Now it’s anywhere around 3-7%.
aeo1us t1_j8poo59 wrote
Reply to comment by NESS_Bound in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Just $5 more to close your spending ring for today! You can do it!
bruhidkanymore1 t1_j8poi3j wrote
Reply to comment by Straight_Truth_7451 in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
My country doesn't even have Apple Pay yet LOL
leostotch t1_j8po6iv wrote
Reply to comment by papercutninja in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
20% down isn’t really standard anymore, though.
papercutninja t1_j8pnhj2 wrote
Reply to comment by leostotch in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
That’s half the down payment (20%) on the average new home purchase as of this year.
ekinnee t1_j8pmffa wrote
Reply to comment by kapatmak in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
I read idebt the way you intended and then went on to read idiots the same way. iDiots…
ekinnee t1_j8pm1gq wrote
Reply to comment by mellonsticker in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Mac Pro not MacBook Pro
wild_a t1_j8plqhx wrote
Reply to comment by Dan-in-Va in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
I guess they didn’t proofread the article lol
Puzzleheaded-Bee3535 t1_j8pkwy5 wrote
Reply to comment by Qwerky411 in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Hahaha
mellonsticker t1_j8pjwnr wrote
Reply to comment by flickh in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
Considering a good portion of Apple's perception is as a status symbol...
That $52,000+ laptop is the ultimate flex.
leostotch t1_j8pvpp7 wrote
Reply to comment by The_Lion_Jumped in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN
I mean, sure. The price of most things does.