The extraordinarily rich became extraordinarily richer

I know, right? But it’s for a home of 5 people and it’s above range with exhaust fan and a bunch of other stuff. The one installed before came with the house and had been there since 2001 so fingers crossed this lasts as long.

$500 for a microwave bro??

It’s almost like something went very wrong in the 1970s when wages stopped rising with productivity and instead a class of people became extraordinarily rich.

Yeah this is not it. The intention of these schemes is to psychologically manipulate customers into spending more than they have.

How many scratches do you typically have on it through the life of a phone?

Yes, unless your planning on apple care plus

Entire country is based on credit and debt.

Yeah. It makes me sad too because it’s like - a fun thing here and there? Fine. But I work for a bank and I’ve seen some accounts that have a LONG series of purchases from Zip/Klarna/PayPal installments etc. Like “entire paycheck is pretty much gone” amounts. It’s an easy pit to fall into.

Might be obvious, but these systems are only a problem if you buy things you can’t afford, just like a credit card. But it’s nefarious because it tricks people into buying things they can’t afford

Our consumer economy runs on credit, full stop. There's been something deeply wrong for about 60 years at this point.

I’m pretty excited for this. I know pay in 4 systems get a bad rep and understandably so, but if used wisely is can be a massive help.

For example, my microwave died and I didn’t want to drop all that $500 at once and I didn’t want to carry a balance on my credit card so I paid for it on my pay day using Pay in 4 with another system and it worked out.

Another was with my car insurance. There’s a $430 discount for paying the premium up front vs monthly. So I just threw the whole thing on Pay in 4 and got the discounted rate.

I’m not sure how they would view people who jailbreak like me xD

The top specced Mac Pro could be a down payment on a house

Apple getting into so many deferred payment schemes is a sign that something is deeply wrong with our economy.

Nope I’m all set. Klarna got enough from me before I deleted it.

Apple is going to become the newest credit agency.

I've never had to replace a glass screen protector, but I like having the option and the peace of mind knowing that if it does get scratched up, I can just get another protector for $10.

I didn’t use screen protectors with android phones because they barely last more than a year anyway. I didn’t put screen protector on my SE, and after 2 years it looked like ass. So yeah, it’s a must, unless you enjoy scratches.

Ceramic shield is just marketing bullshit. It might be a bit more resistant than normal tempered glass, but it's still tempered glass.

the best way to go into debt ever on an iPhone

I just want them to bring back the rounded edges from the x,xs,xr, 11

Trying to see if most people would want a screen protector. Almost all people do. I didn't know that. I now got a screen protector because that's the smart thing to do the majority says. It's risky without one. 🤔

Tf kinda question is this💀

I haven't used a screen protector since the BlackBerry days. But you do you.