Recent comments in /f/dataisbeautiful
tilapios t1_jae9qj0 wrote
Reply to comment by joinkudos in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
This isn't a nuance. This is the entire point of a data visualization. From this sub's rule on qualifying data visualizations: "A data variable must be transformed and mapped onto a visual property such as color, size, or position." If the bars don't scale with anything, they're useless, and what we're left with is a weirdly formatted table with random shapes attached to them.
[deleted] t1_jae9l1b wrote
ISBN39393242 t1_jae8w4h wrote
i’ve always wondered about this breakdown
malahun t1_jae7p4q wrote
Reply to comment by Soft_Shirt3410 in EU House price index change [OC] by mrscript_lt
So there’s this thing called CSOK which is a loan from the government to give you about max 25 million huf, which you can use to build a new house. Now if you have 3 babies after taking CSOK in a certain period of time you don’t repay the loan, so free house for babies. Even if you dont make three there’s like 0 interest on the loan to repay over a long period of time. Now this would seem good on paper however the sudden influx of money to the construction market skyrocketed real estate prices due to the overwhelming amount of new building requests - of course the only real winners here are the construction firms that has close ties to the government (yep, corruption), naturally in parallel property price also goes up. Due to the pandemic there’s a global rise on the price of construction materials, that’s not helping either. Add a healthy amount of labour shortage and a brutal inflation on the national currency gives you that
[deleted] t1_jae7mfv wrote
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[deleted] t1_jae7kvq wrote
Reply to [OC] Logan Paul has great timing: energy drinks are now as popular with Gen Z as beer by spicer2
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pk10534 t1_jae7e9r wrote
Reply to comment by rabidantidentyte in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
I’ve had much rougher experiences with other banks getting money back.
rabidantidentyte t1_jae6pgk wrote
Reply to comment by pk10534 in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
Of course Amex will take your side in disputes. Either Amex is liable, your FI is liable, or the merchant is liable. Unless you're doing claims on your Amazon purchases because you overspent, it'll always work out in YOUR favor due to Reg E. Their job is to pass off the cost of fraud to your FI or the merchant.
So many places don't take Amex for this reason - their verification services are ass, so many merchants will be held liable without chip integration/2FA on online purchases. The cost will almost never fall on them. That's why so few banks carry them/so few merchants accept them.
Source: what I do for a living
joinkudos OP t1_jae6ih2 wrote
Reply to comment by tilapios in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
Thanks for the feedback. I had to scale down some of the data points to leave room for the text that clarified that some of the revenue items meant, so the bars are not exactly proportional. For instance in the scaled version (based on absolute numbers), merchant fees took up most of the right side of the visual, and processed revenue had limited space.
Hope you understand. I'll play around with better ways to scale to accomodate nuance like this in future.
[deleted] t1_jae6d8i wrote
Reply to EU House price index change [OC] by mrscript_lt
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joinkudos OP t1_jae5nzp wrote
Reply to comment by smauryholmes in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
This is great feedback.
The aggregate of the right side is the total revenue and the aggregate of the left side is total expenses - so net income is the diff, less taxes and interest expenses. To your point, I should have included the net income in the chart to clarify that. I should probably also have included the totals for both revenue and expenses at the top of the visualization
tilapios t1_jae50zm wrote
Reply to comment by smauryholmes in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
It doesn't make sense at all. If we compare miscellaneous in the expenses column ($1.8 billion/5%) and processed revenue in the revenue column ($1.6 billion/2.8%), the miscellaneous bar is smaller even though it is larger in absolute dollars and as a percentage.
Obvious_Chapter2082 t1_jae50qv wrote
Reply to comment by studmuffffffin in [OC] How Zoom makes money (visualization of the earnings they just released) by IncomeStatementGuy
There are a lot of things that can raise the effective tax rate without actually changing the amount of tax you’ll pay year to year. Anytime there’s a rate above 30% or so, that’s likely the case
PolemicFox t1_jae4fbs wrote
Reply to comment by Razjuul in EU House price index change [OC] by mrscript_lt
You can buy real estate here if you live here permanently, regardless of how long you've been here.
But in general you can't invest in real estate here from abroad.
pk10534 t1_jae4b0n wrote
Reply to comment by bastardlyann in [OC] How American Express pays for it's attractive credit card rewards by joinkudos
Cool graphic! I’m surprised Amex collects so little in card fees honestly. Proportionally speaking. Either way, Amex is by far the best credit card issuer imo, especially if you have disputes, cause they’ll always take your side and have amazing customer service
PolemicFox t1_jae3zxc wrote
Reply to comment by DeathStarVet in EU House price index change [OC] by mrscript_lt
Only reason it's on decline is that price levels were getting ridiculous.
TheMelv t1_jae3l5n wrote
Reply to comment by wanmoar in [OC] Earnings data from all my orders as a food courier! by KrazyKev03
So there isn't an option and some would prefer it. The post suggests lowering the base rate to accommodate tipping and other people disagree. I guess the bottom line is that it's not expected. FedEx policy is they are not allowed to accept it.
wanmoar t1_jae35z4 wrote
Reply to comment by TheMelv in [OC] Earnings data from all my orders as a food courier! by KrazyKev03
> google FedEx tipping and see what comes up
embarrassing for you... really
https://www.reddit.com/r/FedEx/comments/zfmtpg/why_isnt_there_an_option_to_tip_fedexups_drivers/
smauryholmes t1_jae2f5v wrote
Why are the $14b in the expenses category and $30.7b in revenues not proportional? Where does net income come from?
This is a cool graphic with good info but I’m struggling to interpret the actual data.
[deleted] t1_jae1xo9 wrote
Reply to [OC] Logan Paul has great timing: energy drinks are now as popular with Gen Z as beer by spicer2
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Internetolocutor t1_jae1vx4 wrote
Reply to comment by SunnyDayInPoland in [OC] Top 20 Countries with the Most Significant Life Expectancy Differences Between Males and Females - revised from a prior post by kwantitative
Newsflash, yes, I know, but this is a sex-based plot and feminism is supposed to be about equality of the sexes.
As an aside, I don't think I've heard someone say newsflash since those sassy teens in 90s TV shows.
wanmoar t1_jae1axi wrote
Reply to comment by TheMelv in [OC] Earnings data from all my orders as a food courier! by KrazyKev03
> I don't really get how people can live off of it
one google later...
https://thisonlineworld.com/living-off-doordash/
but also, is salary my job as a consumer to ensure? Shouldn't the driver decide that if they're seeing if this side gig is worth it? If most of don't think it is, wouldn't they quit (they did where I live and now delivery is 40% more expensive)
[deleted] t1_jae17xj wrote
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bastardlyann t1_jae0u5t wrote
Near me, more and more merchants are simply passing that fee directly to the customer through surcharges from 2-4%. Makes the rewards seem silly...
boomchacle t1_jae9zgj wrote
Reply to [OC] Earnings data from all my orders as a food courier! by KrazyKev03
This diagram makes things look like “constant dollar value” and it is weird to see it being used for a simple numerical value when dollars are also being used.