Recent comments in /f/boston

thenomadwhosteppedup t1_jae0z3i wrote

Yes okay that makes sense! I would say a combined salary of $80K is doable (tight but doable). It sounds like your experience would qualify you for jobs in university libraries, archives, special collections, etc. which there are definitely a lot of in the Boston area (more than there are in other areas of the arts and nonprofit sector). Those jobs also tend to pay relatively well in my experience too, like $50-60K although it depends on the university, exact responsibilities, blah blah. But I think you guys should be fine! Good luck!

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Master_Dogs t1_jae0gmp wrote

> most of the ones ive seen online/in person have an application fee though. is it legal in MA to have an application fee but it just has to be refundable? > >

Illegal for landlords to charge this. See:

Not illegal for brokers - see the State regulations on this: 254 CMR 7.00: Apartment Rentals

> i'm also a current undergrad student- could that factor into them wanting such a high amount upfront since there are probably 20 other students fighting for the same place?

Yes. They want to weed out any student who might trash the place. That is likely why they want both an app fee and a "cosigner fee". I'm also assuming you're renting a large unit for $3,455/month in a desirable neighborhood near a major college. Broker fees are typically 1 month's rent, but they can vary since the legal regulations on them are light thanks to real estate lobbying. I'm assuming you're renting at least a 2 bedroom unit, perhaps 3 or 4 even with at least a few other people. In which case it's pretty typical for the landlord to want as much money upfront as possible plus to use a broker to deal with the logistics of showing the place and vetting applicants.

Note that under MA Law the landlord themself can further ask for these upfront payments:

  • The first month’s rent
  • A security deposit (which can not be more than one month's rent) to cover the cost of any damage to the apartment beyond normal wear and tear
  • The last month's rent (the month that will turn out to be the tenant’s last one in the apartment, not necessarily the last month on the lease)
  • The cost of a new lock and key for the apartment

You should be prepared to fork over upwards of 4 months rent upfront to the landlord/broker combined. Usually 1 month to the agent/broker and upwards of 3 months to the landlord to cover security deposit, first month's rent and last month's rent. Yes, this will be a shit ton of money. Make sure you have checks and the money ready to go if you're serious about this apartment. Get your roommates on the same page too, or have 1 person pay and everyone else Venmo/PayPal/whatever that person. YMMV based on the given agent and landlord and how many different checks they're willing to deal with. If you want to secure the place, you should be fairly flexible. That or keep looking until you find a landlord willing to do whatever you want.

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PassionPit101 OP t1_jae044p wrote

I had a feeling that the big apartment listing sites were steering me wrong. I'm guessing most people get their apartments off FB or Craigslist? I'll have to start looking there.

Big facts on the trust fund kids thing---I'm a first-get college student and was only able to afford 3 degrees because I had an academic scholarship! Right now I'm focusing on networking with my professors and honors program to try and help me get ahead.

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Master_Dogs t1_jadz4x2 wrote

> A non-refundable application fee (the $50/person here) is also illegal in MA.

This is true only for landlords renting directly to tenants. The OP however mentioned a brokers fee and an agent/broker. Under 254 CMR 7.00: Apartment Rentals the broker is allowed to charge pretty much any fee they want to, so long as proper notice is given. Since the OP mentioned this was provided via email, we can assume they were notified. They don't have to agree to this, but that doesn't make it illegal.

As for this bit:

> It's normal to pay that much AFTER your application is approved, even after approval but before signing the lease. But it's not normal to be asked to pay that much before your application has even been approved.

Pre-pandemic, sure. It was certainly not the norm to be asked to pay a lot of upfront fees like this.

Nowadays it's not uncommon. This is not the first thread I've seen on this, nor will it be the last. A quick Reddit search of this sub plus /r/bostonhousing will turn up results. Hard to say just how common it is, but it's not unheard of.

The only real red flag I see is a "fee for cosigners", which I haven't heard of before. But since I'm not a college student, nor do I have low credit, it's possible I've just never seen a broker ask that since I would never need a cosigner. It may be more common for new grads or college students. The OP could clarify with the broker what exactly the two fees cover, and if it would be possible to make them totally refundable since the application isn't yet approved. Whether that's worth it or not depends on how much the OP values $80 for themselves, and whether their roommates are willing to risk $80 each.

The other thing the OP should do is:

  • confirm the broker is legit.
  • confirm the apartment is actually for rent.
  • confirm who the landlord is via GIS
  • verify that all the amententies they want are actually available (parking, laundry, etc)

It's not clear how the OP found this place, so it's totally possible they're being scammed. But if they did their homework, then nothing too crazy about this. Just (now) typical housing crisis stuff.

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hausofpurple t1_jadypb6 wrote

There’s some devices that look to be for a pilot on the silver line. If you step onto the bus at the back door, there’s a device attached to the right hand yellow pole. It’s about the size of an iPad mini I’d say? If you’d be able to fit onto the bus while boarding at the rear door, you’d be able to reach the very small tap device no problem. If you can’t reach it, there’s probably not room for you to be getting on, moot point.

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