Recent comments in /f/LifeProTips
adunk9 t1_j9v6y1p wrote
We had different banks when we moved in together, and got 3 accounts when we finally settled on a bank. Hers, mine, and the joint account. Paychecks go into the joint account, and allowance goes into personal accounts. This is mostly because there is a huge income discrepancy between me and my S/O. My paychecks are almost double what she brings home in a month, and I do not want her to feel like she isn't contributing as much. If we split things the way you described, I would have thousands more dollars a year in discretionary spending than she would. The weekly allowance is the same for both of us, and once we reduce our debt more, the allowance will increase for both of us. Allowance money can be spent no questions asked, joint money is for everything from bills, to date nights, to random purchases we both agree on. Having separate bank accounts with an allowance still gives us the freedom of having money for our own wants without hurting the budget, but we still have the big pot of money for every day expenses.
kickbut101 t1_j9v6jqj wrote
Reply to comment by lamped86 in LPT: Maintain separate bank accounts when you get married by The_Stein244
because the finances probably aren't stable enough but the bad purchasing behavior still continues? thats why the arguments or guilt or guilt-tripping ensues
resetmypass t1_j9v64f8 wrote
Reply to comment by lamped86 in LPT: Maintain separate bank accounts when you get married by The_Stein244
I think you need to have an in depth conversation about how to split the percentages into the joint and individual accounts. But once that’s done, the rest is easy.
libolicious t1_j9v60da wrote
Weird, my LPT would be: Merge your separate bank accounts into joint accounts when you get married.
Source: Married 30 years this years. Meanwhile 3 of the 4 friends who got married same year are divorced. All of them maintained separate money.
sausage_ditka_bulls t1_j9v5tz0 wrote
"YOUR money"
not really. Most states say when you are married the property/assets are joint. that's what marriage is lol. sure keep separate accounts if you want but its not "yours" its both of yours.
RascalRibs t1_j9v5ruu wrote
Reply to comment by resetmypass in LPT: Maintain separate bank accounts when you get married by The_Stein244
The BetMGM offer is available to be customers. Once you register, just wait a few days and they'll send the email for the deposit match offer.
And you can do it again in multiple states.
resetmypass t1_j9v5r9n wrote
Reply to comment by stoic_hysteric in LPT: Maintain separate bank accounts when you get married by The_Stein244
I think that’s great! Whatever works, works. I do think more ppl have success with separate bank accounts and a joint one for household bills (since most marriages may not be as like minded as yours :))
RandomPlayerCSGO t1_j9v5jca wrote
Reply to comment by IsThatFuckedUp in LPT Request: how can I avoid capital gains tax (20%) on land sold (<$500,000)? by ScrollinMyLifeAway
Taxes are not moral.
resetmypass t1_j9v5j3q wrote
Reply to comment by RascalRibs in LPT: Maintain separate bank accounts when you get married by The_Stein244
Thanks for explaining! How do you get these offers? I will go try it out
RandomPlayerCSGO t1_j9v5hep wrote
Reply to comment by heidismiles in LPT Request: how can I avoid capital gains tax (20%) on land sold (<$500,000)? by ScrollinMyLifeAway
Why shouldn't you tried to avoid impositions made by people who steal from you
skeeve87 t1_j9v59fc wrote
Wife and I both put 50% income into a joint for all bills/food/etc. It's worked out really well for us
magicpowns2 t1_j9v592p wrote
This is how i and my partner do it, being a hobby photographer its alot better to have my own $ to spend
Raging-Walrus t1_j9v52l1 wrote
Great idea when you make significantly more! Especially if the mother of your childern stays at home and has no income!
[deleted] t1_j9v4vm0 wrote
[deleted]
neildmaster t1_j9v4kmy wrote
Reply to LPT Request: how can I avoid capital gains tax (20%) on land sold (<$500,000)? by ScrollinMyLifeAway
1035 exchange. You would have to roll the proceeds into another property. I think you have like 30 days to identify it and maybe 90 days to close on the new purchase. No tax due and your basis steps up to current property basis, I believe.
The_Common_God t1_j9v4k8s wrote
Reply to LPT Request: how can I avoid capital gains tax (20%) on land sold (<$500,000)? by ScrollinMyLifeAway
Well you can try not being a self-absorbed scum bag and pay your taxes.
[deleted] t1_j9v4bgb wrote
Reply to comment by Dutch-knight in LPT: Maintain separate bank accounts when you get married by The_Stein244
[deleted]
Zoltan_Kakler t1_j9v4abl wrote
Reply to LPT. To save money on fuel and maintenance on your vehicle practice these tips and you’ll save $1000s of dollars over the life of your vehicle: by woodbarber
/#2 is not a great suggestion. Brake pads and rotors are cheap and pretty easy to replace. Transmissions are the opposite, expensive and difficult to replace. So use those brakes for what they're intended for.
JRsFancy t1_j9v4204 wrote
Have had yours, mine and ours accounts for over 20 years. It has worked fine so far.
xSlappy- t1_j9v3ozv wrote
Reply to comment by PaulfromChicago in LPT Request: how can I avoid capital gains tax (20%) on land sold (<$500,000)? by ScrollinMyLifeAway
The stepped up basis only comes if its a bequest, not a gift. So OP needs to die first I believe
Dutch-knight t1_j9v3n4w wrote
Reply to comment by FilthyPout in LPT: Maintain separate bank accounts when you get married by The_Stein244
And who is the boss.
[deleted] t1_j9v3lur wrote
Reply to comment by KingOfTerrible in LPT: Maintain separate bank accounts when you get married by The_Stein244
[removed]
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Reply to LPT: In Times New Roman, 12 pt font, MLA formatting, 6 0’s in a row (000000) is equal to one tab. Type 6 0’s, change text to white, and it looks like it’s tabbed. Saved my butt during last-minute formatting for a paper. by bestaquaneer
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stoic_hysteric t1_j9v387k wrote
Reply to comment by FilthyPout in LPT: Maintain separate bank accounts when you get married by The_Stein244
Wait, are we talking about roommates , or spouses? It sounds like you are talking about room mates.
feelin_cheesy t1_j9v7837 wrote
Reply to LPT: Maintain separate bank accounts when you get married by The_Stein244
Better yet don’t even make a joint account. Just add your spouse to your account so they can have access if they need to but respect each other and don’t use it as if it was your own.