If each spouse puts, say 90% of their income into a join account and the other 10% is theirs to spend as they will, what happens when one spouse makes a significant amount more than the other spouse? Can't see a marriage lasting too long in that situation.

That sounds exhausting! I guess I got really lucky with my partner. We are 99% in alignment. We're also a bit flexible and able to meet each other on what we aren't.

Got it.

Warm water might depending on how it's heated. But that's miniscule in the grand scheme of things.

Completely agree. It might make sense to keep an account separate early in the relationship (emergency escape fund) but once you buy a house together? At that point you'd better be on the same page in terms of money values. I trust my partner 100% not to make bad small purchases and to always discuss medium or large ones. It does take the fun out of gift-giving, but good lord is it worth that small loss! You can still surprise each other with an hour long back rub, or having dinner ready when it's not your night, or whatever.

Look up Grounding Coping Skills! There are so many, but they help when you are having an anxiety attack. My favorite is the 5-4-3-2-1 technique. Acknowledging 5 things you can see. Try to look for details in whatever you are acknowledging. Acknowledge 4 things you can touch, but actually, touch them. Acknowledging 3 things you can hear, 2 things you smell, and 1 thing you can taste. Usually, by the time you get to number 2, your mind is more relaxed due to you no longer focusing on your anxiety or what triggered it. I also encourage implementing a breathing technique while you do this activity. Inhale for 5, hold for 3, and exhale for 8 which would else help with reducing your heart rate. Holding a piece of ice for 3 seconds also can help.

Just to keep it simple, we'll look at the BetMGM offer without even considering the risk free bet portion, and just for one user.

You deposit $500 and receive $500. You have $1000 to place a wager.

You place $1000 on a +220 line. The total payout is $3200.

You place a hedge bet of $2286 on the opposite outcome at odds of -250. The total payout is $3200.

So you've bet $500 and $2286, for a total of $2786, and your total payout is $3200. $3200 - 2786 is a profit of $414.

That honestly sounds more complicated than having a joint account where you split household needs and then a separate account for individual needs.

Yes, I understood that you expect me to ask the question. But turnabout is fair play. I wanted to know if it was reasonable to expect a person to actually answer the question honestly, in the best of circumstances. Turns out no. That really is a "gotcha" kind of question.

Go for a corn starch based powder instead of talcum powder. Talc is bad to inhale so repeated use is bad for your respiratory system

This doesn’t make sense to me. If you use bonus money to make a bet and then use your own money to make the hedge bet, don’t you just either lose the bonus money or lose your hedging bet? How do you get ahead?

This is great advice for younger people. It makes absolute sense to always have a pillow to take care of yourself. Gotta have your get out of town bag.

Older generations have much different landmarks on relationships that aren’t really standing for us today.

Really? I thought they were a vegetable.

Pay your damn taxes

Fascinating and the first time I’ve heard of it. Does it only apply to children?

A simple "let's discuss any purchases over 'x' amount" could solve that.

Sounds horrible!

Thank you! Heard about this and am exploring

I can't believe people still do this with joint accounts! Feels so old fashioned. I mean, by all means have a joint account for bills, but 80-90%!?! Is that assuming really high costs and low income? I'd not want more than 30-50% going into a joint account

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Same here. Shared joint account for bills and stuff, personal accounts for our personal stuff. It has been working well for us for many years, no arguments about money.

Or you could just communicate and understand that you each have things you spend money on that doesn’t directly benefit the other person. If there’s a concern about one person overspending, that’s something you need to talk about as a couple.

There's no luck involved.

GambetDC had a 57% deposit match up to $1000 in bonus funds. They also did a $250 risk free first bet.

MGM had a 100% $500 deposit match and a $1000 risk free bet.

I'm not going to list out every bet, but you use those offers and bet the opposite side using another book. We used Draftkings, Caesars and Fanduel depending on who had the best line offered for each bet. Was a bit annoying with DC since they have location restrictions for MGM and Gambet, but it was still easy enough to make the bets and then either walk to the next area or take the metro back to VA to place our hedge bets.

Oh, and we also got $200 in free bets on MGM for some reason.

I just fail to see why someone would feel guilty about buying something (assuming finances are stable enough to support the purchase).

This is the truth. A lot of people are hung up on the topic as you can see by the comments here. The old-school thought is that all money is pooled as part of marriage, as a requirement for marriage. It is not.

The way we do it is we have our own accounts AND we have a joint account. We pay our household bills and stuff with the joint account. I get to spend my money how I want and we don't ever have to argue about money - it's the best of both worlds.