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Right, but the reason for NC numbers being so low is that so many builders are out of the industry, and those that remain are hesitant to break new starts. That trend has existed for over a decade.

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They asked a low effort question (they phrased it nicely) that a simple Google search could start them on their journey.

Good luck dude, our team also take the game in the economic downturn. Pretty interested in your framework. We do have a use case in our ongoing project https://www.geme.bio/solar-compactor

What the heck are you on about? It was just a dumb jokey comment. You ruined it. Booooo

The answer to that will be highly dependent on the individual and the lender they're dealing with. Without knowing any specifics about your situation, the only advice I can give you is to explore financing options through a few different lenders. While there are general guidelines that all the lenders will follow, some can be more flexible than others. Now, if you already have shopped around and you've been told no by multiple companies then there's a good chance that there are one or more factors that you need to address.

I would recommend looking at /r/personalfinance - as always, I would take any advice from Reddit with a grain of salt but that sub generally has good advice that can at least put you on the right track. Make a burner account if you don't want your financial details linked to your main account.

I've been in a similar position before so I know how hard it can be. Best of luck to you.

Whatever he wants to talk about in PM's rather than answering in his replies during a public Q&A.

answered above

I'm not sure where you're at in your career, but the easiest way to "Fast-track" is internships.

In the job poster, they will tend to list some things under essential and others as asset. Essential = must have, and Asset = optional.

Generally, entry level would be 5 years of less. Yes, it is quite a paradox. They are trying to get the person who gets the closest amount but usually not get someone who has exactly 5.

An exception is the government and military. They tend to be very strict on these requirements.

What’s the best way to break into a role that requires specific experience? Trying to change roles within finance and they all want specific experience for entry level positions?

Also what would the cutoff for graduate entry level jobs be? I have four years experience in finance but not the type of role but really want a career change.

1 logo is fine. Additional photos belong in a portfolio and not a resume. (Exception is that in some countries like Japan, candidates are expected to attach a headshot).

I do not recommend "skill bars" on a resume. This is because it is very arbitrary and not factful. For example, if you are a 10/10 in excel, does this mean you can program and recreate excel? Can you do everything in excel? If you can do VBA but can't do linear regression, is that a 5/10 or 8/10? It's overall not a good way to assess candidates. I would rather have something more concise and concrete such as hard skills.

Yes, most hiring managers prefer traditional resume formats. Some design is okay, but try to keep it easy to read, single-column (easy for ATS to parse), and sufficient margin space (managers like to write in the columns). You also cannot predict who is the hiring manager, who may be a non-designer. This would be the safest bet.

Avoid trying to "hide" gaps with functional resumes or removing dates. These are instant red flags. Have an explanation ready to explain in the interviews, but do not make it a big deal.

It is fine to take time to work on themselves and figure out what they are interested in. A good way to get something on their resume is by doing projects or volunteer work that is relevant to what they are interested in. It's a low commitment way and lesser barrier to enter. You can write it just like work experience on your resume.

Tell me about yourself: This is your chance to pitch yourself and help me remember you. Prepare an elevator pitch.

Why did you leave your last job: Are there any red flags? How do you treat those who you no longer have a relationship with?

Walk me through your resume: I want to make sure you are telling the truth on your resume and can recall it

Why is there a gap in employment: Are there any red flags? Are you going to be away again?

Tell me a challenge or conflict you've faced at work and how did you deal with it: Do you work professionally and tactfully?

Your weaknesses: Are you actively working on it and how do you overcome it

I don't want to give away the book's ending, but no, Biden is the amateur sleuth in Hope Never Dies and not the murderer.

It's not necessarily true, but I think it's easy to get jaded when we hear a lot of emphasis on ATS. ATS is mostly used for light screening, and rarely used for "volume" screening. After all, employers want to find good candidates, and not unnecessarily screen people out. I have found that more people get cut out from not following the instructions than ATS.

Make sure that your resume is easy to parse. That means it should be text-based (word or PDF). I have a hard time with JPG and image-based resumes and it doesn't print very well. Make sure your resume has a single-column. The flashy "designer" resumes look cool, but if you're not in design or marketing, it might not screen through as well.

The winning resumes are concise. Word soup won't get very far.

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Agreed, I grew up on section 8 housing. That system is very cumbersome, pretty intrusive and my mother didn’t have the easiest time finding housing. In many ways it’s helpful but in other ways it keeps you poor because the moment you cross a certain income amount you risk losing all assistance.

The process is organization/company specific.

Generally, I give a timeframe/deadline for a final response and try to reach out with what correspondence we have on file.

I did not need permission, as I am the HR advisor and I help the employers mitigate potential risks. You never know if there is a good reason for a delay in response. Eg: candidate was in the hospital.

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When rescinding offers from non-responsive candidates did you have to follow a formal process or just give a deadline for final response and then rescind? When I say formal process I mean like going to your manager or getting permission from HR leadership.

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To further add to your point, the home buying system has now become automated. These companies that are buying up houses have found a model that cuts down on their costs and increases their bottom line. Technology has made it feasible to out bid the average home buyer.

https://www.vice.com/amp/en/article/dy7eaw/robot-landlords-are-buying-up-houses

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You need to understand that you're extremely lucky. I do not have friends, family, or parents well versed and I had to learn everything myself. Now I am the one that friends, family and parents come to for advice.

My parents are college educated with decent middle class careers. They are absolutely clueless.

I'm a massive proponent of an entire year of high school being dedicated to life skills. People always say that's the parent's job but if that's what they've been saying for the last hundred years how many hundreds of millions of adults have come out clueless, because their parents were clueless?