thank you so much, your advice makes me feel like I have more options to choose from and it's relieving😊

You can get approved for the loan with subpar credit ratings?

I'm still trying to understand how I can pay $2k a month in rent for 7 years straight without any missed payments, but I "can't afford" a $1400 mortgage.

Most people are just happy they can get the loan these days...like a mobile contract they cbf looking into all.

You prefer mayo or ketchup?

Bro

I also came to rhis conclusion. More advice plz

To be fair, most people buy a house a couple of times in their lives. This guy "getting a couple of mortgages a year from the same bank" is absolutely not the norm.

When you're buying your first house, you don't even know what questions to ask. Nobody is really there to help you through it, they're just there to get another day of their jobs done just like the rest of us.

I have had a zero down VA home loan. Lots of service members and veterans have. I was in the 2nd Iraq war.

It depends. In most countries, there are protections against unlawful discrimination at the job assessment stage, meaning that it theoretically should be safe to disclose. It is true that there is some bias so it's important to handle it tactfully.

A good way to deal with this is to consider if your need for a medical accommodation (any adjustments) is relevant to the interview stage. If not, then there is no need to disclose at that point. Common examples are, if you lost your voice and are sick and need to reschedule for the interview, or having adjustments to an interview because of hearing difficulties.

Regardless, in my personal opinion, it is better to leave it up to when you need it. If you need it for the job later down the road, that can be discussed and determined later. Don't leave yourself open to discrimination. At the same time, you don't want them to be biased because it may seem like extra work for the candidates (when in fact it is a normal part of the manager workload). Some people are of the mindset to disclose it earlier on to see if they're an employer worth working for. In reality, it may take time to figure out the accommodation and it has to be adjusted for each job, so it might not be the best way to screen.

People may not look at it as an issue, but the amount of 2nd homes people bought during this boom was a huge number. It's definitely an issue, just everyone wants to just point fingers at the big companies, but it's the market over all.

Property taxes are too localized and State ran. This needs to be a federal solution.

For more AMAs on this topic, subscribe to r/IAmA_Business, and check out our other topic-specific AMA subreddits here.

There have been anagogical experiments of resumes with a gap and without a gap. The results were that the same resumes that had a gap did not fare as well in screening. A solution to this is to "fill" that gap with listing it as a "sabbatical", caregiver, or projects you might have done. If you put caregiver in and they ask, just say you had to deal with a family situation that has now been resolved. That way, it keeps their mind at ease.

Radio silence is not uncommon as there tends to be many applicants who apply. Employers might want to keep the doors open in case they have a vacancy on short notice and call you later. This disincentives them from telling you that you didn't get the job. It may or may not be due to the gap at all.

When you meant "local", did you mean USA or another country? Other countries may have different resume conventions, so you may want to look into that. For example, in some parts of Asia and Europe, it is not uncommon to attach a headshot in the resume. Certain countries may expect certain personal information as well. In France, it is considered strange to talk about yourself in first person in the cover letter (I'm not sure why, but it is the standard). These practices are the opposite in UK, USA, and Canada.

If you're not getting enough responses or invitations for interviews, you might need to revise your resume and application strategy. If you had interviews but not enough offers, you may need to revise your cover letter. Your cover letter is usually reviewed at the later stages.

Without looking at your resume and based on the post, it may be possible that you need to emphasize the transferrable skills and align yourself more with the job posters to be more compelling. I would not delete your international experience, as that would put you in competition with new grads.

yes most single family rental homes are owned by "mom and pop" landlords, and that's generally not seen as a problem.

if you want actual stats:

> According to data from the 2018 Rental Housing Finance Survey, for example, individual investors owned approximately 73 percent of single-unit rentals in 2018, compared to 23 percent of apartment homes in smaller properties (5 to 49 units) and just 7 percent of apartment homes in properties with 50 or more units. In that same vein, a recent Altus Group study estimated that institutional investors (firms with portfolios of over 2,000 properties), despite controlling over half (50 to 55 percent) of all U.S. apartment units, owned between just 2.1 percent and 2.5 percent of all single-family rentals.

Do interviewees disclose any medical issues (for both physical/mental) in general? unless it's really severe in case of emergency. I heard it may lower a chance of getting a job due to stereotype bias. some people said it's better not to tell their boss, but there's also a few people telling people aware of this can be supportive. (I guess it really depends on people but I wonder how common because I usually don't feel uncomfortable telling mine to people but I also never had a job before so they weren't my employers either)

In areas where they matter that's a ton of homes. This also doesn't include owners that own 10-20 homes either. One of the issues we have is so many of the single family homes are owned by someone else and being rented out.

60k is nothing on the scale of the country.

> Institutional owners still comprise a relatively small portion of the overall market, about 350,000 units, or 1.5% of the existing 23 million single-family home rental units, according to the National Rental Home Council. But in certain target markets, the concentrations are much higher.

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Do you guys purchase assets like domains? I have some good ones for banks... HomeBankRates.com, Mortgage.Tools and Get.Loans ... Hoping to find a good bank that will use them.

Most people don't have the patience to learn about this stuff or read the fine print. We've become so accustomed to blindly clicking to accept the T&C that we don't even think twice when signing a mortgage. Look at credit cards, loads of people don't learn how to use them or read the fine print, then are shocked when their apr is stupid high after missing a payment. So many people are in such a rush that they won't take the time to focus on a major decision like buying a house.

https://www.cbo.gov/publication/57975

What? Population of modernized societies usually decreases, we're on a downward slope now.

Uhh it's really not, black rock alone owns around 60k homes. Those are just the big players. There are a ton of smaller shops out there owning a few k. It all adds up really quick.

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Yea, but don't tell this to /r/realestate or anyone who got in on the over bidding....they only think their house value will increase forever. It's like everyone has memory loss and doesn't think 2008 ever happened.