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The whole American economy is based on speculative housing and the government backstop to keep it always trending up. It's what all of the 2007 recession was about.

I have been renovating historic structures to help with housing needs.

How can fhlb’s help me as a historic developer who goes into rural communities?

Great question! I actually began writing a Trump mystery in early 2016, back when Trump was a primary candidate with little chance of winning the Republican nomination. 'The Day of the Donald' was a satirical thriller about a (then) hypothetical future where a reality TV host becomes president. By the time I finished and published it that summer, Trump was the nominee...thus killing the market. The book sold less than a thousand copies and faded from memory. I learned an important lesson: if you write satire, you run the risk of real life being more bizarre than fiction.

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Any plans for Trump based book?

> My first home was purchased with -0- down payment courtesy the VA and the GI Bill. > > How about a similar benefit for a year of national service?

You didn't have credit ratings back then.

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https://www.brennancenter.org/our-work/analysis-opinion/history-corporate-personhood

How a foreign investor with an ITIN not SSN can get a loan to buy a house in the USA?

I don’t get it. Is this a citizens United reference ?

How much bailout money did your company accept and how much did it pay back?

Why do rich people hate poor people so much?

I think the most elegant way to achieve this is to simply shift the current property tax to fall on land value, rather than land value + building value. That way, people's tax bills don't go up when they improve their house or build on their land. Most people who actually live on that land would see an overall decrease in tax bills because most of their property value (the building) no longer gets taxed, but empty lots and lots with condemned or run-down buildings see their bill go up significantly, forcing them to sell to someone who's actually going to do something with the property.

Combine this with zoning and permitting reform to lower construction costs, and I think that will help the situation a lot.

Commenting because interested in the response

What’s it like getting a handout from the government every time you fuck up, princess?

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Your comments are accurate, but new construction numbers are well below where they were in 2008, and overall percentage of home ownership is waaaay below 08

To add to that, while incentivizing supply increases we should also look to protect the developers from another future crash. Last time around tens of thousands of small to medium sized builders were financially ruined and left the industry entirely because they were left holding the bag on entirely too much inventory. That’s a big part of why the houses we need today don’t exist and likely won’t be built for another 5-10 years. I’m not saying a “too big to fail” type bailout, but a federal housing insurance program that builders can buy into and have a rescue net to sell inventory into. This could help create a diverse section 8 housing pool while keeping builders afloat.

Did you change your name to that after becoming an academic? or have you always had that academic name?

Absolutely it is. But your speech isn’t as important as other “people’s” speech ($$$).

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Hello. You honestly come across as someone with a personal grievance rather than a change maker interested in positive changes. You seem hung up on the CEO salary, and i’m wondering why this wasn’t something you addressed during your many years as a board member?

What loans arw available for people looking to buy a second home? Any programs we should be aware of?

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