I believe it's a historical artifact. MA used to have stricter regs than other states on what insurance companies could charge and some of the larger companies in the past (like GEICO) didn't want to submit. I don't know what changed, but more national companies are now offering policies.

> I wanted to also say that I apologize for the way handled things with the temporary ban. It was not my intention to stifle conversation around the topic of bike lanes, safety, or any other concerns the community had but to dial the aggression back a notch while a new framework was put in place to better moderate discussions. I would also like to apologize for not being a better moderator over the years. I’ve been the sole mod since the sub was very small and I should have realized long ago that I didn’t have the time to property moderate a sub that has grown to 17k people. I’m really glad it’s gotten this large and I look forward to checking it out again in a little while and see what it’s become.

Thank you for saying all this. And while you’re still making excuses for what was a transparent abuse of power that was never intended to make this community better, this post is almost exactly what many in this community had hoped you’d find within yourself to say. I think many here do appreciate the thoughtfulness you’ve clearly put into this post. You’ve done the right thing and that is not always the easiest thing to do.

I hope a break from this community and the onerous responsibilities of moderation allows you to focus on an area of your life that gives you pleasure and joy. You are still a member of this community and will always be welcome.

*calls one of the mentioned companies*

"hi, I have a car and I need insurance"

"cool, here's how it works..."

*pays them*

*has insurance*

​

that's pretty much all there is to it

You're doing God's work. Ciao.

Despite the handwringing and frustration, I do appreciate the steps you're taking here. I'm a longtime lurker on this sub (and Cambridge resident for many years), and look forward to continued discussions on local issues and weirdness.

That's awesome to hear about BI. We're attending an online Q&A session next week with them! They also seem to have lots of education classes available too.

Here's a sneak peek of /r/agedlikemilk using the top posts of the year!

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r/AgedLikeMilk

Sometimes your employer might have a relationship with an insurance company. It would be worth checking out.

Wow, those drivers must have A LOT of personal issues if they are blaming their problems on bicycles! I bet they even go on the internet and make up one-sided stories about it.

Thank you for your efforts and for passing the torch.

To the new mods, maybe ask the r/Somerville mods what their approach/policies are? That sub seems to have a lot more activity and "local interest" posts that a "small city sub " should have, and less spammy/trollish posts (or just flat-out weird shit). I've always wondered why the r/Somerville and r/CambridgeMA subs seemed to be different and why r/CambridgeMA was often just so weird.

Well bicycle to you sir.

Thank you. This was hard to watch. I can only imagine what your inbox has looked like.

Be well.

I can't comment on Maine but I bike everywhere here. It's a mixed bag. There are some good bike paths and some areas have good bike lanes and nice drivers. Other places are a pothole maze with no bike lanes or anything, and drivers who seem actively angry that you're not driving :/

Wait, we can rent bisexuals?🤣

Thanks for your work and for the apology. Let's move forward from here.

Thanks Taylor. And what happened to DPW guy? Those were great posts. I feel like the city should pay him for social media activity.

Thanks everyone! This is helpful info. I am a bit nervous about using a new way (to me) of doing insurance and don't want to screw it up.

On Geico. I liked not having to meet with someone in person, I could do the whole thing while lying on the sofa.

Only incident I had was a chipped windshield, and that was covered as no fault with no problems and no issue getting it done.

Thank you for your feedback. I look forward to coming up with a solution to some of the concerns on the sub over the next several days.

people go to a physical agency to get insurance? Liberty Mutual is a huge local insurance company. Or just do Geico, Progressive, USAA (if you can), Amica, or a hundred others. When you get in a wreck, you call them and they send out an assessment agent or you take it to one of their authorized shops

I've used two online firms (Progressive and Geico) and one mom-and-pop while living in Cambridge. I have no clue why there isn't a bigger national-firm presence! I can tell you that when my car got hit by a truck--a no-fault accident with serious damage--Progressive communicated directly with an in-network auto shop to assess repairs. The experience of getting in a serious accident was horrible, but my insurance experience was ok. It didn't matter to me that there was no field office. I got my car fixed & my record cleared, which is what I wanted.

I left the mom-and-pop shop, which was also fine, because this past year my insurance doubled in price for no reason. After confirming that I wasn't misinterpreting anything, I bailed for Geico. Based on the convo with the insurance agent, I think it's a tough year for the mom and pop shops, and they're getting more expensive across the board. But YMMV.

Go to a broker. I recommend Garrity in the Fresh Pond area.

Re: inspection with a wreck - when I had damage, I called my carrier and they sent someone to my home to assess the car. I reckon they'd send someone to wherever a vehicle is towed, if the car isn't driveable.

[deleted]

Fake bike review. Not a customer