They are ALL the same thing.

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Lots of people get credit from regional banks while big banks are stringent and under heavier “regulation”. If more regional banks close up or tighten up, it will create massive credit crunch. With bond prices up, you will essentially have low credit availability, since people can be more picky. It’s not simple math as most people assume. You can’t solve calculus formula with arithmetic level knowledge. Many issues are involved in this.

“My kids are all very materialistic which is a trait I don’t like in them.”

Except you and they are in this mess because of how materialistic you are.

You can’t “fix” this. But the least you can do is start thinking about your kids’ welfare first. This is one long tale of “woe is me” and I can’t see any compassion for your children whatsoever. Your husband will get over you, hopefully quickly, but your kids are going through hell right now. They’ve lost their Dad, their home, their school, their friends, and their security and safety. They’ve even lost who they thought was their Mom. And all you can do is complain about how it all affects you. It isn’t even about the cheating. Bad as that is, your complete self absorption and lack of regard for your children is horrendous.

Get a job and work out how you’re going to financially support all those kids until they’re all old enough to get far, far, away from you. The very least you have to do, is put a roof over their heads and feed them.

Troll face, nice

Unfortunately I am not familiar with the 545s, but it may fit them.

When I saw this in person I had gotten the scale entirely wrong in my head. I'd never seen a pic with a person in it so I thought it was 10-15ft tall. I remember turning the corner and just saying 'woah'.

The opposite with landscape arch, I thought it was maybe 50-100'. Was a little more disappointed seeing it haha.

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not the biggest fan of chips, but ripples all the way. great with helluva french onion dip, or pickle flavor. otherwise im not eating the chips at all lmao EDIT: however, i dont quite see whyd this be in the vent tag lol

Deftones - Change

Nextcloud and a NAS looking better and better.

As long as you and the girl are both satisfied, it works.

I would pay money for this.

Did you use frozen mixed veggies? They're such a time saver for soups and stews.

socks.

you can wear them.

you can cum in them.

you can use them as toilet paper.

Replace "bud light" with "any beer at all" and you got it

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While I love Pepe’s, I have to say Sally’s is the best I’ve ever had hands down

Underrated? Definitely socks. They protect and comfort our feet all day long.

Even my “summers” are 3 peak rated m+s

That's where she stored her snacks. It's up to you how you interpret snacks.

Physical cash. Everything is headed towards digital. The government I'm sure wants to control us. Maybe Landline phones, right now they still serve a purpose but fading rapidly. Traditional cable tv, streaming services will unite into packages simular to cable, its already happening. Newspapers and magazines are already fading away. Dvd and Blue-Ray disc, who buys those anymore? I'm thinking supermarkets and malls. Online shopping is so popular.

After reading a post about school shootings it made me wonder if sometime in the future if large public gatherings will ever become obsolete due to the shootings, terrorist, viruses ect. Maybe not completely but limited. That would be a horrible time to live.

I'm curious to get your thoughts about a simple example where you have three classes: cat, dog, and bird. What happens if the top-1 prediction is "eagle"? Does that probability mass get discarded? Because it should probably go into the bird category

AI already has goals. That's what alignment is. And it gets harder to make sure those goals align with our own, the smarter the AI is.

ChatGPTs primary goal seems to be "provide a helpful answer to the user". The problem is when the primary goal becomes "increase the profits of the parent company." Or even something like "cause more engagement".

This is not true