Recent comments

TopImpact t1_jegz46b wrote

First of all, 120k at 26 is a great number. More than most people will have. Good job.

I encourage you to use a compound interest calculator and play around with numbers. I would use 7-8% interest to be conservative (using S&P 500 historical avg as a baseline). Find out what your monthly expenses are and what you expect them to be moving forward. Keep in mind that inflation will result in life being more expensive in the future. Use the 4% rule to determine what lump sum of money you need invested to keep things going. Once you reach that number you can stop contributing and let it grow. You have different options - check out CoastFire, FatFire, etc to see what appeals to you.

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subtodub t1_jegz3mb wrote

I've been into this hobby for 2 and a half years so don't really have much lineage, but my then Starfield (that has been sold to a friend) is still in great condition. I still daily-drive my Blessing 2 for close to 2 years right now. I also still have some cheap $2 earbuds from a local store and it still sounds like what it used to 8-9 years ago (Read: Bad).

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I've been quite blessed with QC though, only have had minor issues (paint chipping). Things that I broke (cosmetically like my Blessing 2) is fully on me, and even then, with some tape and glue, it still works wonders.

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