Recent comments

AnOldMoth t1_jegyuse wrote

> As well as that, a driver is tuned to sound a specific way

You can change tuning pretty easily, though some drivers distort more than others when you boost certain frequencies. Some though, are basically a blank canvas to tune however you want.

The Raal CA1A was actually designed to have 'as capable drivers as possible,' with the intention that you'll EQ them to sound generally how you want.

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DominusInfinitum77 t1_jegyuer wrote

Also I don't think you're paying the 11% on those cards you think you are right now. As interest rates have been raised card providers have been jacking up interest rates as well. You may be paying closer to 18% or higher right now, and considering the balance you hold that's some serious damage. If you have the credit - get yourself into a conventional loan at a lower interest rate with the terms locked in and get the fuck out of that CC debt. That's terrible man I bet that's where most of your money is going - to financiers every month. It looks like you're paying a ton of money in interest every month and you don't have any positive debt to offset that. You could also look into a loan for a basic business such as renting cars on turo or hyrecar or even privately. Or maybe a laundromat or something that will break even this year and begin positive cash flow. I mentioned things that don't require much time or input. Get yourself into enough good debt that it covers your entire bad debt. You don't seem to be moving forward. You seem to be in a state where you're comfortable with how things have been. You're in a really damn good position to move forward though. Start considering that and planning. I know it has nothing to do with this 20k tax bill but you've got a great set up to build on - even being stagnant with debt. Start planning and building my friend! You don't deserve to spend your days working for the future of others.

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bj1231 t1_jegyt8s wrote

I think you need to research the cost of the loan versus what you can do with the money that you have saved. For example can you invest in the stock market now and look for a big upturn in the stock market in the lyrics to and therefore make more money than the cost of your loans.

A quality decision needs a little more research and a little pencil work

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Successful_Car1670 t1_jegyt2b wrote

You laugh and yet interest rates have climbed while average people have gone into debt to buy groceries and gas. China and Russia are aligned against the US in a proxy war that threatens WW3 and we’re heading into a debt ceiling fight that threatens the credit of this country that has stood firm for 240+ years. Please tell my why you are bullish? Cuz they have 300 bils for banks that bought bad treasuries?

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