Recent comments

BrownPrivilege123 t1_jegy2o2 wrote

Reply to comment by dust4ngel in CD vs T-bill what’s the best move? by maccc095

ETFs that hold bonds tend to trade at a premium or discount to the NAV of the holdings. I guess you could call it basis risk. There is also the expense ratio to contend with (effectively a managed fee), but it is less work.

I don't know what the minimum amount of capital that you need to purchase a t-bill; however, with an ETF and fractional shares, capital wouldn't be an issue

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thebestbev t1_jegy2ca wrote

Reply to comment by lotsofdeadkittens in Breaking: Premier League clubs agree new rules that can see owners/directors disqualified for “human rights abuses, based on Global Human Rights Sanctions Regulations 2020” by dragon8811

I'm not saying that you can't enforce it. I'm saying that the process of enforcing it is arbitrary and subjective and therefore likely to be unfair. Rules are supposed to be clear and concise but this can't be if the actual definition of the "rules" is down to interpretation.

You can find human rights abuses in every governments past. Every single one. I'm not suggesting for a second that some don't have more than others but it's still down to opinion. For me, the question should really be - do you allow state owned football clubs or not? I don't think so but last January the FA didn't seem to have a problem with it....so what's different?

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grundar t1_jegy1wc wrote

Reply to comment by Centrist_gun_nut in Gun injuries in US surged during pandemic, CDC study shows by Picture-unrelated

> This is driven almost entirely by a large increase in violent crime and suicides during the pandemic

Suicides decreased during the pandemic.

From the article:
> "The number of people injured by gunfire was nearly 40% higher in 2020 and 2021, compared with 2019, the Centers for Disease Control and Prevention said in a study published Thursday. In 2022, gun injuries tapered off, but were still 20% higher than before the pandemic."

By contrast, suicides were lower in 2020 than 2019, and only modestly higher in 2021 (to 2018 levels).

Check out the data table for yourself; the changes in firearm injury rate don't look at all similar to the changes in suicide rate.

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JustADudeBeingADood t1_jegy1sl wrote

Reply to comment by ThoughtsInSpacee in Can someone help tell me if I can afford this car? by ThoughtsInSpacee

You can say that about any purchase past a Toyota Camry, rice and beans, and clothes from Goodwill.

You can make this purchase without risking your financial health because of your parents covering you when your employment abruptly ends or if you can't find employment soon. Whether or not this is "worth it" is purely based on how much you value cars over other types of luxuries.

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