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SprayOnMe43 OP t1_jegvbde wrote

Reply to comment by just-a-dreamer- in What do I do? by SprayOnMe43

That is what i'm thinking, people are always going to need medical and mental support and at least for the foreseeable future, they're not going to want a GP or psychiatrist who is an AI, not that that is even possible yet.

The whole military thing for me is a no though. I'm UK based, not American and although I recognise the need for military forces they are generally wielded to create more suffering in the name of greed and I'd rather try to dedicate my life to helping people (as long as I'm not destitute myself lol). I do understand there are roles within the military that are not directly shooting people etc. but I just wouldn't want to uphold a system that I perceive to have so many flaws, but I guess by paying taxes (not that I do that yet as I'm a student currently) I'll be upholding that system either way.

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IndigoTaco t1_jegvas7 wrote

Depends and your lifestyle and how you want to lie while retired.

Best way to look at it is calculate your comfortable monthly expenses (housing, utilities, groceries, eating out, car note/insurance/gas, subscription services, etc.) and multiply that by how long you think you'll live post retirement age without a job (hopefully a lot). This would be the minimum you should have in your account.

Example: If your monthly expenses now are $3700 for your lifestyle, you retire at 67 and want to live until 97, you'd want to have at minimum $1,332,000 to live your current lifestyle during that timespan. This doesn't include contributions to savings account, build emergency funds, medical expenses, and other discretionary spending. Bump up your monthly expenses and do the calculation again.

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