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Ruminant t1_jegr40m wrote

The classic answer is municipal bonds, preferably through a diversified mutual fund or ETF. A municipal money market mutual fund would work best as a cash equivalent. Since your state does not have an income tax, you can choose a nationally-diversified fund rather than one focused on a specific state.

You'll want to run the numbers to see whether the (typically lower) returns on the municipal fund give a higher after-tax yield than paying federal taxes on other options. But I imagine a 35% federal rate is high enough that you'll benefit from a municipal bond fund.

Since you already use Fidelity: https://www.fidelity.com/mutual-funds/fidelity-funds/municipal-money-market

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BadamPshh OP t1_jegr3r5 wrote

Agreed and she did ask if I got that I think she called it a rebate credit, I don't remember for sure if I got it but I probably did.

If that went unreported when I filed, I suppose TurboTax may have assumed that I didn't get it and listed that as an expected refund because of that. could that explain it?

Still I don't understand why they can't tell me that that's what it was if that was the case. Also that was not listed in the possible reasons that they gave. All the reasons had to do with having a much higher income or someone claiming me as a dependent.

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epsileth t1_jegr2mc wrote

Welcome to adulting. Bf is either controlling, or knows you have substance abuse issues, and doesn't want you to get hurt.

Girls night in, glass of whatever and your favorite streaming service. If the house is in one piece the next morning, and you're fine, a few times a fortnight is fine for you.

Reverse things, see if in exchange for staying dry, your bf will give up something.

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VisualMod t1_jegr2fr wrote

There is no doubt that Tesla (TSLA) is a great company. They are innovators in the electric vehicle space and have created some of the most popular EVs on the market. Their stock has been on a tear lately, and I believe it still has room to run. That said, I would not recommend buying TSLA at this time as it is fairly expensive compared to other stocks in its sector.

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