Recent comments

Nanaki_TV t1_jegoin1 wrote

What is it with communist and their use of the word “literally” FFS you all sound like broken records.

Profit is an indicator to whether real savings are employed in the best possible way, as far as promoting people’s life and wellbeing is concerned.

Profit or loss can be ascertained only in a market economy where prices of goods and various factors of production can be established. Needless to say that the existence of money is the key in establishing the prices of goods and factors of production. The rate of exchanges of various goods and factors are expressed in terms of money i.e. the amount of money per unit of a good or a unit of a factor of production.

Profit emerges once an entrepreneur discovers that the prices of certain factors are undervalued relative to the potential value of the products that these factors, once employed, could pro­duce.

By recognizing the discrepancy and acting upon it, an entrepreneur removes the discrepancy, i.e., eliminates the poten­tial for further profit.

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ITCM4 t1_jegoijl wrote

Fucker, you come from a proud line of ancient heroes: Dickweed, Buttass, Shitbooger, CUM, Mee Krob, and Dave.

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Gladiolus_00 OP t1_jegoi45 wrote

So, you are saying that substance is essentially what people in the industry call "endgame"? That is a popular concern among players of Genshin Impact, especially after HoYoverse publically announced that they have no plans for adding endgame into Genshin Impact. Quite a valid complaint if I do say so myself, though I do think that "substance" does imply a different connotation to an unaware person such as me.

Thank you that's really helpful!

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MSeager t1_jegoi0w wrote

Yeah and with addiction vs hobby, it comes down to where you are getting that dopamine “hit” from and how much. If you have lots of places (hobbies, social interactions, pets, etc) you only need a little “hit”.

If the only thing left in your life that gives you that dopamine “hit” is say, gambling, and you need to do a lot to get the same “hit” as you used to, that’s an addiction.

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FartboySlim t1_jegohcq wrote

I just started a job after many years in Grad school. Been pretty decent with finances, studied throughout my life on scholarships, and have saved a decent chunk of change during my Ph.D. and job before I started grad school.

I'm currently 38 years old and sitting on around $35K in savings, and my job pays around $105K gross in Chicago. No debts. Lifestyle expenses are minimal (staying with grad school roommates and sharing rent and grocery expenses) - I will move to my own place in the Fall. I also invested in a market-linked Life Insurance / Savings plan back in India (ULIP). My savings should be enough to tide over any emergencies for now. No current ailments; never had to see a doctor in the USA.

As I receive my first (real) paycheck in many years, what else do I need to start doing? I've had to make my benefits choices quickly since I didn't have time to research everything. I opted into maximizing my HSA ($3350/yr) and enrolled in my employer's HDHP plan to minimize healthcare premiums. I also opted to put $2500 per month into a supplementary retirement savings account (403(b))

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dyspraxicjiangyanli t1_jegogtu wrote

Sabriel by Garth Nix (there is a trilogy and more bits of series but book 1 stands alone)

Poison by Chris Wooding

Anything by Frances Hardinge but perhaps especially the Lie Tree or A Face Made of Glass

Frogkisser by Garth Nix (a really just good fun book with loads of subverted fairy tale tropes but in the best possible way)

Uprooted by Naomi Novik (this one is adult rather than YA but it reads very easily. I adored it)

These are all absolute favourites of mine, hope you find something in there that sparks your interest!

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