Recent comments

elitebind24 t1_jegnn4v wrote

Reply to Interest rate for auto by Temporary_Bobcat_947

That’s a high rate. You can negotiate the rate lower if your going through dealer financing. Just be willing to walk away and they’ll drop it, most likely. Years ago when I was in a similar situation Toyota financial offered me 13%, I was willing to walk away and they came down to 9. Six months later I financed with a local credit union for 4.

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Nanaki_TV t1_jegnn1a wrote

Reply to comment by agorathird in I have a potentially controversial statement: we already have an idea of what a misaligned ASI would look like. We’re living in it. by throwaway12131214121

Have you considered an alternative? And I mean really given it your full weight of thought rather than dismissing it? Because I have about UBI and besides the economics of it not working out I really don’t like the idea of being beholden to the government or corporation-overlord to give me an income for my existence.

Alternatively, work will become hyper productive. Gone will be the forty hour work weeks and instead 5 hour days (once per week) could make enough money for you to sustain your current lifestyle. 10 if you want more like the newest VR gadget that will be released next year (in the hypothetical). Prices for goods and services, due to the abundance of AGIs will drastically fall. You do not scoff at the price of a pack of pencils anymore than you will scoff at the price of a trip to Mars.

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RemindMeBot t1_jegnmlw wrote

Reply to comment by ihateshadylandlords in Meta AI: Robots that learn from videos of human activities and simulated interactions by TFenrir

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ChristopherGard0cki t1_jegnmie wrote

Reply to comment by Mynameisblorm in Japan and China Connect Military Hotline to Reduce Tensions by bloomberg

You’re really bringing up WW1? Because the Allied militaries also killed millions and they all still use lots of the same symbolism. Terrible example.

And there’s a huge difference between China “allowing” Japan to fly the flag (as if there’s anything they can do to stop it) and china (or Korea) being happy about it.

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TyrconnellFL t1_jegnkow wrote

Reply to Term Life Denied because of MIB Report, is Whole Life my only option left? by Exciting_Painter_669

No one can read insurances’ minds. Somehow they think you’re such high risk that they won’t even offer expensive policies. Class 2 obesity and diabetes might do it, and an abscess won’t help.

Whole life’s value depends on the plan but when you really just want death benefit it’s a wasteful, expensive option. You might consider self-insuring: save what could go to premiums as inheritance for dependents. It takes time to amount to much and you have to assess your risk tolerance, but that’s self-whole-life.

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