Recent comments

lions239 OP t1_jegnasw wrote

Reply to comment by frozenwaffle549 in I'm 23yo kicking of my financial journey, any advice? by lions239

Awesome, thanks for all the insight.

I doubt anything will actually be canceled, I don't expect it to be. So I guess when the time comes where no more pauses or cancellations are in sight, then I will just pay it off in one time with what I set aside to avoid the interest.

Last question, I know this is discussed a lot and I've been reading here and online, but in the short term, my first course of action will be to open a HYSA. Any advice there? I've gathered that Ally, Capital One, Discover seem to be the most popular even if there are others with higher rates, but these seem to be the ones people stick to since the rates are "safer" and won't decrease as much as others may. Is this the route I should go?

After reading a bit more, perhaps I should consider Ally's No Penalty CD... and maybe do ~65k of my ~74k?

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BeltalowdaOPA22 t1_jegnair wrote

Reply to Husband (35M) wants me(34M)to watch movies with him I am not interested in genre wise and he gets mad that I say no by [deleted]

Does your husband have a history of dismissing your opinions? Getting angry because you won't watch movies he wants you to is not normal.

My boyfriend is a huge horror fan, and I am not. He has never once gotten angry or upset with me for not watching a horror film with him, because that is crazy behavior.

If this is the only thing that he's being a jerk about, I highly suggest counseling. If this is an ongoing issue where he gets mad if you don't do what he wants you to do, you may want to consider divorce.

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throwawayzeezeezee t1_jegn972 wrote

Reply to Chat-GPT use case I thought of that could make a wonderful difference - Social Services by tDANGERb

Foster services aren't underserved because a lack of humans to do it, it's underserved because of a lack of interest in funding it. If 100 million goes to US fostering bureaucracy annually, and this proposed model of ChatGPT can do what you suggest at a 10th of the cost, then the budget will simply go down to 10 million.

Not even touching the myriad number of 'ifs' involved, not least witch is the propensity for automated systems to disproportionately marginalize minority and poor people.

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