Recent comments

Berto_ t1_jegjmax wrote

Do a CD ladder. 3, 6, 9, and 12 months. Divided equally. When the 3 month matures, convert it to a 12 month. When the 6 month matures convert that to a 12 month and so on. Eventually, you will have 4 - 12 mont CD maturing every 3 months. This gives you access to some of your cash while still allowing you to earn interest.

I quickly explained that, but make sure you do your research on it.

It doesn't necessarily have to be 3 months apart. Do intervals that work for you

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jthesarge t1_jegjlv2 wrote

I would add Brueggers bagels in Wallingford to the list of store closing soon. Went for raisin bagel at 10:30 in the morning today and the basket was empty. I asked if anymore would be coming out “no” will they be making anymore”no” you’re not making anymore today “yes”. They close at 2pm!! So for 3 and half hours you don’t have cinnamon raisin bagels? The rude person behind the counter say “ no we’re not making any “ go figure!!

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space-ModTeam t1_jegjlkn wrote

Hello u/frustrated_staff, your submission "Universal maps of where things actually are now" has been removed from r/space because:

  • Such questions should be asked in the "All space questions" thread stickied at the top of the sub.

Please read the rules in the sidebar and check r/space for duplicate submissions before posting. If you have any questions about this removal please message the r/space moderators. Thank you.

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insight7777 t1_jegjkom wrote

If your parents are letting you stay there for free be very very grateful. Thank them for that. Also make sure you are doing more than your fair share of chores/work around the place. It was unclear if your girlfriend also lived there. If so, make sure she is also helpful. They are doing you a big favor

The cheapest and I think best option is to continue to live with your parents. This option allows you to put the max amount against the debt and get it paid off as quickly as possible.

You can make a few percent here and there by not paying off the loans …but don’t think it is that much if you run the numbers. I think the satisfaction of being debt free is worth way more than the few dollars you may make by not paying off the debt as fast as you can. Being debt free feels awesome!

It’s too soon to buy a house Also you don’t want to buy a house with a girlfriend. That’s a bad idea. Can get messy and complicated

You have $50,000 saved. Wow Good job 👍

If it was me Thank my parents!! Keep living with parents Pay off car loan Pay off student Loans but maintain a $20,000 emergency fund Keep working on paying off remaining student loans Don’t think about moving out until all debt is paid Get a second job

Good luck!!!!

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WeirdExtravaganza_1 t1_jegjkih wrote

I wanna ask, do you drink coffee?? If so, maybe try drinking tea for a week and see if you see any differences. If you go to the doc, they’ll prolly recommend an acid reducer of some kind. But def schedule a visit with your doctor first to see if that is even what’s going on! Other tips, eat smaller portions, drink water, etc. I hope you find relief soon!

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agorathird t1_jegjkel wrote

That proves my point. You're acting like UBI isn't a logically neccesary idea in a hypothetical society that is massively unemployed but over-abundant. That's not just 'muh communism'. It's the most ideal default economic mode almost every singulitarian recognizes across the economic spectrum.

It's really beyond anything we know right now.

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