Recent comments

Rave-Unicorn-Votive t1_jegecp2 wrote

Not enough info.

Income? Budget? Other savings? 401k balance? Have the causes of $30k CC debt been addressed?

In general, no, it's not a good idea unless you're reaching the "rationing insulin" point. OTOH, if your 401k balance is $875k then raiding $30k is still a bad idea, but a less bad one.

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ignore_me_im_high t1_jegec6b wrote

Chuck Norris did ok for himself and he's probably the most average looking person ever. His beard had always been a joke, he's essentially a woodshop teacher from the 70s.

Jackie Chan? Hasn't looked tough for a day in his life.... so I think you're "reasoning" leaves more than a little to be desired.

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Harls_Isley t1_jegec4i wrote

Reply to comment by ZoomZombie1119 in [ Removed by Reddit ] by ho_D_or7

" Coged lo " from " Coged " in spanish from spain. A way to tell others to catch him. In latin american spanish ' Coger " literally means " Fxck " ( in a sexual way ) so in latam that's " Fxck him *

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backcountrydrifter t1_jegebyz wrote

I’ll die on the hill of claiming that Vietnamese and Cambodians have coffee dialed.

From the flavor to the coffee shop experience. In a just world, every neighborhood on earth will have a Vietnamese run coffee shop with macarons and the most attentive polite wait staff in the world. It’s an art to them and it should be rewarded.

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raishak t1_jegebas wrote

Language is an encoding scheme of our intelligence. It is enough to model our intelligence, I'm sure. But I don't think it is enough to build an intelligent agent. The agency that humans have I think is old and not rooted in our intelligence, rather it uses our intelligence. It's a carefully tuned array of interconnected processes in equilibrium that respond to disturbances in our environment, all encoded by our genetics. I suspect that part will be much harder to get right, as the nuance of building an agent like a biological social animal for example, is no doubt tremendous. Evolution has had a long time using trial and error to work out the issues. This is the part that unfortunately has the most potential to go terribly wrong.

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ledow t1_jegebcr wrote

They fluctuate, affect people differently (e.g. people who live in social housing, or own their home outright, aren't affected much by housing costs as they're largely insulated from them) and measure different things. Housing, particularly bounces around like a looney disproportionately to everything else and yet if you're retired or don't have a mortgage, it might not affect you whatsoever.

In the UK, the government publish CPI (general consumer prices), CPIH (consumer prices including housing costs) and RPI (retail prices of a bunch of selected items) for this reason.

https://www.ons.gov.uk/economy/inflationandpriceindices

Anyone with a brain should pick a point at which they knew their salary, and plot their salary against the various indices to see how much they should be pitching for at their next pay review.

(A quick and dirty way:

Say you were earning £10,000 in Feb 2022 when the CPIH was 109.4 and want to know what you should be earning in Feb 2023 when the CPIH is 126.

https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/l522/mm23

Divide 10,000 by 109.4, multiply by 126. You should be earning £11,517 now - JUST TO BREAK EVEN. Anything less than that and you've taken a paycut in the last two years, because everything else got more expensive.)

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punchinglines OP t1_jegeb0g wrote

I honestly find it amusing... hating a successful comedian because you don't find them funny is such a strange concept to me.

It's like me hating Jerry Seinfeld, because I don't find him funny or me hating Harry Styles because his music doesn't appeal to me.

Even though I don't find Jerry Seinfeld funny, that doesn't make him any less of a talented, successful comedian. Similarly, even though I don't listen to Harry Styles, he's still a talented, successful musician. You can't gatekeep comedy.

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Quantum-Connection t1_jegeayf wrote

Even if your bar for being "decent" and "empathetic" means not murdering, raping, or regularly doing other horrible physical or psychological things to another person (which is an incredibly low bar) these percentiles aren't even remotely accurate.

What you really mean is 99% of people treat the people close to them with the bare minimum of decency and empathy and don't actively harm them. Even that probably isn't true. Also that is in a place where being decent is easy.

If you want to know what people are like by default just remember, in Rwanda the Hutus killed 800,000 Tutsis with machetes in 100 days, probably hundreds of thousands of people participated in genocide directly because some men on the radio told them to. That was 30 years ago. Or remember everyone in Germany played stupid when the Russians and Americans found the camps, they all knew. That was only like 80 years ago.

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