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reesesmama OP t1_jegddjv wrote

Reply to comment by whistlewhileyou in BNYM Employees by reesesmama

Yes, the email says “starting the week of April 10, employees are expected to be in the office a minimum of three days per week.” Interested to see if the policy will change! I could be wrong but right now I think it says “2-3 days in office for flex employees”

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No-Cartographer7427 t1_jegddi7 wrote

My choice would be to Pay off the car note. Take some of the cash and save as rainy day fund, then put the rest as downpayment for a piece of property. Don't buy your dream house right away. Buy the bare minimum to fit your current needs to keep payments low, even if you can afford more. Take the extra monthly money and double up on your mortgage to pay off the house early and save lots of $ on interest. Then, when you pay that one off, upgrade and keep the first house as an income property. When you make the extra mortgage payments, separate it from your normal minimum payment and Notate on the extra payment that it goes to Principal Only. If you do not do that last part, depending on who you get the mortgage from, they will most likely apply just apply it as an early payment for the next month.

Also, I recommend using a Credit Union for the Mortgate.

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Ambitious_Feature_87 t1_jegdcsr wrote

You’ll be charged interest on any purchases on top of the balance transfer but any payments you make go towards the interest charging portion of your debt first. So using the card once or twice would be ok if you pay off asap but be careful not to trap yourself into not paying off the entire balance by the end of the promo or you are REALLY going to owe some interest.

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